Five Year Professional
USA,#2UPDATE Employee
Thu, June 11, 2009
Anyone who listens to John's lacking knowlege of insurance is only harming themselves and their families. Perhaps in justification for your incompitance and high prices you are paying. I too, have found this report as indicated by the initial complaintant to be true. The old cliche "You get what you pay for" is not true when it comes to insurance issues involving Schwans. perhaps in your instance John but not here. And for the record, your last statement is far from the truth! We all know who you are and who you represent!
John
Lincoln,#3Consumer Suggestion
Fri, June 05, 2009
As far as Health Plans go, I could find ten more insurance companies that will be cheaper than yours. Are the plans exactly the same? I guarantee your response will immediately be ,"YES", but after you've defended your position, check out things like deductible ( Individual and whole family), your Co-Pay at a Dr's office, whether or not you have to use a in-network Doctor or not, Emergency room deductible, hospital stays, (that can cost you over $2,000 per day), and your Prescription (Rx) limits and coverage per script. Unless you REALLY take the time to UNDERSTAND each and every portion of your health Ins., you will find that the general public is so easily conned into believing that it's the SAME health Insurance. We get so focused on it being cheaper, that nothing else really matters. I hate to say it.... but... You get what you pay for. I have no idea when it comes to disability nor am I addressing that here, so if yu choose to respond let's just keep it to the health insurance for now. NOTE: I do not work for Schwans, never did and never plan on doing it. I do not consult or sell anything to Schwans or receive any payment in product or dollars from Schwans. In other words, I just call them as I see them.