- Report: #691447
Complaint Review: scott lowery law firm - tulsa Oklahoma
Reported By:
janet k m -
alvin, Texas, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
scott lowery law firm
1422 east 71st street tulsa, 7436 Oklahoma, United States of America
Phone:
Web:
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scott lowery law firm constent harrasment, infating bill, tusla, Oklahoma
this law firm has continued to harrase me even though i have mailed them a letter on dec 29,2010 requesting that they no longer call me and disputing the amount they are billing me for. i attempted to explain how this debt came to be and yet i have gotten no response from that as well. this debt is five years old and has been charged off by the company they report they are representing. there for lieing about that. it is a debt they purchased for a minimal fee. i am tired of recieving up to three phone calls per week when i sent them a letter requesting that the calls stop . it is my understanding that this is their ammo and they continue until you give in. until they can get the debt bk down to what is the amount owed a of 2006 and what the credit card company was unable to recover as a right off then i do not feel they are being far and this should if not is illegal action against me.
3 Updates & Rebuttals
Stacey
Dallas,Texas,
U.S.A.
good advice
#2Consumer Comment
Mon, February 07, 2011
also visit www.budhibbs.com and read about these scumbags!
Jim
Millbrook,Alabama,
U.S.A.
As for that letter
#3Consumer Comment
Sun, February 06, 2011
If you don't send it "Certified, Return receipt requested" they'll simply ignore it.
Send another "Cease Communications letter But this time send it registered and include the Number
in the body of the letter, then if they Ignore it, You've got them, and you can SUE THEM.
Keep a copy. (Of course)
Steve
Bradenton,Florida,
U.S.A.
Learn the law, and separate the issues.
#4Consumer Suggestion
Sun, February 06, 2011
Janet,
The first thing you need to do is to learn how to separate the issues. Keep it simple.
And, it makes no difference what the debt was for, and makes no difference that it was charged off.
The ONLY factor that determines whether or not the debt is legally collectable is "statute of limitations" in your state.
FYI..."Charge Off" is mandated by federal law to protect the debtor from outrageous interest rates and fees from running indefinitely. Charge off occurs 180 days after the debt has seen its first major delinquency, which is usually 30 days. Therefore, in most cases a debt deemed "uncollectable" will be charged off in 7 months total.
A charge off does not make the debt legally uncollectable.
Also, you should get someone else to write any letters for you because your writing lacks basic third grade skills in spelling, grammar, and composition.
The first letter you need to write is a CEASE COMMUNICATIONS request. This is a legal request under the provisions of the FDCPA which is federal law. Send this letter via certified mail, return reciept requested, and be sure to put the certified# in the body of the letter itself.
Now, pull your credit reports from all 3 bureaus and see if the collection is on them. Do any disputes directly with the credit bureaus under the provisions of the FCRA. Send by the means stated above.
Now, you have documented your dispute, sent by certified means, in compliance with federal law. Now you wait. If they contact you again, other than the serving of a summons, or to notify you that they have taken the requested actions, etc. they are in violation of the law and you now sue them.
This agency is a bunch of real lowlife, and you can read all about them on several different sites with just one simple web search.
