- Report: #401087
Complaint Review: Smith Dean And Associates - United Processing - Jacksonville Florida
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Smith Dean And Associates - United Processing
101 Century 21 Drive Jacksonville, 322216 Florida, U.S.A.
Phone:
904-721-3705
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Smith Dean And Associates - United Processing, Threatening debt collection with warrants if not paid in 3 hours Jacksonville Florida
My mother recieved a phone call for me in New Jersey, an address I haven't lived at for 6 years, from a guy named David Baker with Smith Dean. I called David Baker and I was told that EZ PayDay hired them to collect a debt owed and if I didn't send him $295.00 by 4pm via MoneyGram Express from Walmart he would have a warrant issued for my arrest for 2nd degree felony fraud. I was told that he did a background check on me and found nothing too outstanding.
When reading me the directions on how to fill out the form, he told me that I can put a slash next to Smith Dean and write United Processing and put it to the attention of William Dean.
First of all, they shouldn't be allowed to tell my mother anything since it is not me and second of all, EZ PayDay holds your checks like a promissory note and that is not punishable.
Unfortunately, I got scared and sent them the money. Now reading other posts about this company I think I was scammed.
Now what do I do? That is a lot of money to someone who is unemployed.
Jen
Vero Beach, Florida
U.S.A.
When reading me the directions on how to fill out the form, he told me that I can put a slash next to Smith Dean and write United Processing and put it to the attention of William Dean.
First of all, they shouldn't be allowed to tell my mother anything since it is not me and second of all, EZ PayDay holds your checks like a promissory note and that is not punishable.
Unfortunately, I got scared and sent them the money. Now reading other posts about this company I think I was scammed.
Now what do I do? That is a lot of money to someone who is unemployed.
Jen
Vero Beach, Florida
U.S.A.
3 Updates & Rebuttals
Queenb
Jacksonville,Florida,
U.S.A.
DESPARATE TIMES CALLS FOR DESPARATE MEASURES
#2UPDATE Employee
Wed, March 04, 2009
this response from SMITH DEAN AND ASSOCIATES sounds like a company desparate to stay afloat pleading there ethical tactics.....DONT BELIEVE THE HYPE ......they have an on going ATTY GENERAL COMPLAINT w the state of ILLINOIS ....THE COMPANY PAYS NO TAXES AND PAYS THE EMPLOYEES UNDER THE TABLE ......IRS PLEASE ......the company employees nothing but CONVICTED FELONS AND DRUG DEALERS ......one of the OWNERS IS A CONVICTED FELON......and they are stressing ethics thats like BARRY BONDS being the poster child for a DRUG FREE LIFE........
Laurie
Haslet,Texas,
U.S.A.
SOUNDS LIKE THE FAKE DEBT COLLECTOR SCAM THAT HAS BEEN OUT THERE FOR AWHILE
#3Consumer Comment
Wed, February 25, 2009
Fake Debt Collectors Terrorizing Consumers http://abcnews.go.com/Business/story?id=5621205&page=1 hackers hit pay-day websites and making illegal threats to collect money from people that already paid them off. Sounds like the rebuttal was one of those scammers too ... Sounds like what was stated in the news report, by one of the scammers trying to make them sound like they were legitimate. DO NOT WIRE THEM MONEY - CHECK IT OUT CAREFULLY FIRST! If you did have a Pay Day loan - go back to them first and see what they have to say.
Smith Dean & Associates
Jacksonville,Florida,
U.S.A.
Smith Dean & Associates are very Ethical in collecting bad debt
#4UPDATE Employee
Wed, February 25, 2009
Ethical standrds are a must in the collections business The internet is a very influential and effective part of any business in today's fast paced, global economy. A major problem that comes from this is that anyone can post anythng they want to about a company without any truth or consequenece on the many internet outlets . Many times, after a professional and ethical company is smeared through anonymous rantings, it is the company's good reputation that is in the end, unfairly tarnished. We would like to set the record straight and state the facts for all to understand once and for all. Before any one of our clients place an account with us, or any other collection agency, they attempt to collect the debt themselves for 30-90 days before placing the DELINQUENT debtor to us. After our client (the lender) realizes the debtor (the borrower) is not going to pay them, they then forward the now very past due balance to us (the collector). The ridiculous nature of the statements made by the complaintants (the debtor) is that not a single one of these people ranting about us and other collection agencies will take one ounce of responsibility for the fact that they borrowed $ MONEY $ from some business and DID NOT PAY IT BACK!! In many instances, these individuals brokes laws by writing worthless checks. They also fail to mention that every one of them could have worked out an affordable payment plan with our client (the lender) during the 30-90 days before we received the account. After breaking every payment arrangement or flat out just not paying the debt, they decide to go to the internet and post anonymous comments making them out to be the VICTIM !!. We maintain that we follow the letter and the spirit of the law in every instance in attempting to collect a debt. Furthermore we are always in complete compliance with the Fair Debt Collection Practices Act (FDCPA). All we can say is that in a perfect world, if the borower (now debtor), would have paid back the monies they borrowed in the first place, there would be no reason for us to be contacting them at all. So potential clients, please keep in mind, the people who are on the internet complaining about collection agencies are the very people who have taken your money and refuse to pay you back. YOU ARE THE VICTIM. Not them........... Sincerely, Smith Dean and Associates
