Our tool bill was settled YEARS ago and we are STILL getting notifications that we owe money! They are a crapy company. If you can't just buy it in a few payments on the truck then don't buy it from them. We were making payments through the truck guy and he never sent them to Snap-on credit. Then we made payments to them directly and now they are saying that we still owe over $7000! This was done and over with YEARS AGO!!!!