- Report: #71158
Complaint Review: South Star - Fort Lee New Jersey
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Author Not Confirmed
Why?
South Star
177 Main St. Fort Lee, 07024 New Jersey, U.S.A.
Phone:
800-799-0090
Web:
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South Star credit card scam to "reestablish" my bad credit Fort Lee New Jersey
*Consumer Suggestion: They're stalling you. The magic number is 60 days. go to your bank NOW and file an unauthorized ACH report to get your money
*Consumer Suggestion: They're stalling you. The magic number is 60 days. go to your bank NOW and file an unauthorized ACH report to get your money
*Consumer Suggestion: They're stalling you. The magic number is 60 days. go to your bank NOW and file an unauthorized ACH report to get your money
*Consumer Suggestion: They're stalling you. The magic number is 60 days. go to your bank NOW and file an unauthorized ACH report to get your money
I got a call one morning from a company that said I was approved for an unsecured credit card with a limit of $2,000. It was going to cost me $299. I was told this was to see who could afford a credit card. I agreed and gave them my bank information. They gave me a month to have it in the bank. A couple of days before it was to be drafted I tried to call and stop it. They said they had to have at least 3 days to stop it.
The money was drafted and I was told it would be 15-20 days before I received "my Package." After several phone calls and being on hold 10-20 minutes each I was informed the hurricane had delayed them a week. It would be another 5 business days. About 10 days later I called back and was told that it had been sent certified mail at the beginning of October.
They told be certified mail took 20-25 days. I went to my local post office and was told certified mail from New Jersey should only take 3-4 days. The postal worker told me to call them and get the certified mail number and she could track it. So I called and was told they did not have that information. I finally recieved the package which included special offers or benefits of being a member of their club. There was a prepaid credit card offer inside.
So I called them back. They said a few days after I received my package a application form would come separately in the mail. I was told I was approved for the credit card but it did not come in the other package for security purposes. Once they had that form signed the bank would issue me ac redit card and I would have it in 3-4 days.
That was over 2 weeks ago. I am planning on calling them back today. Over the past 2 months I have been given two bogus websites that I could "check my staus on". I even expressed that I thought I had been scammed. I was told they did not know why I felt that way since I was talking to customer service then. I have been got. Some one has my $299 and after seeing this website I am sure they "got" many other people. I had planned on calling the Better Business Bureau if I did not get what I paid for. I hope that I can help inform other people with bad credit looking for offers that are too good to be true.
Penny
Creedmoor, North Carolina
U.S.A.
The money was drafted and I was told it would be 15-20 days before I received "my Package." After several phone calls and being on hold 10-20 minutes each I was informed the hurricane had delayed them a week. It would be another 5 business days. About 10 days later I called back and was told that it had been sent certified mail at the beginning of October.
They told be certified mail took 20-25 days. I went to my local post office and was told certified mail from New Jersey should only take 3-4 days. The postal worker told me to call them and get the certified mail number and she could track it. So I called and was told they did not have that information. I finally recieved the package which included special offers or benefits of being a member of their club. There was a prepaid credit card offer inside.
So I called them back. They said a few days after I received my package a application form would come separately in the mail. I was told I was approved for the credit card but it did not come in the other package for security purposes. Once they had that form signed the bank would issue me ac redit card and I would have it in 3-4 days.
That was over 2 weeks ago. I am planning on calling them back today. Over the past 2 months I have been given two bogus websites that I could "check my staus on". I even expressed that I thought I had been scammed. I was told they did not know why I felt that way since I was talking to customer service then. I have been got. Some one has my $299 and after seeing this website I am sure they "got" many other people. I had planned on calling the Better Business Bureau if I did not get what I paid for. I hope that I can help inform other people with bad credit looking for offers that are too good to be true.
Penny
Creedmoor, North Carolina
U.S.A.
4 Updates & Rebuttals
Mike
Radford,Virginia,
U.S.A.
They're stalling you. The magic number is 60 days. go to your bank NOW and file an unauthorized ACH report to get your money
#2Consumer Suggestion
Fri, November 07, 2003
You need to go to your bank NOW and file an "unauthorized ACH" report to get your money back. Remember, you didn't authorize the draft, you told them not to before they went ahead and did it anyway. So you aren't lying at all to request the bank to charge back the money. This sounds like a clone of other phony credit card offers and I'm sure the company will never refund your money, especially after the 60 day limit.
Anyone who asks for money up front to issue you a "unsecured" credit card or loan is setting you up for a disappointing rip-off. If a legitimate company finds your credit is good enough to issue the card or loan, they'll add any fees onto the initial balance. Be sure these fees are small before agreeing to anything (if your credit is good, accept NO initial fees). If it is a "secured" card, they will need money up front, but this money will be kept in a savings account and you can get it back if you pay off the card. This is a much better deal for people with bad credit than the numerous high-fee "unsecured" offers out there.
Never buy anything offered by unexpected phone calls. If it isn't an outright rip-off, it will be something that you could easly have found for a better price somewhere else. They use this sales tactic to catch you off guard and get you to agree to something after hearing only one side of the story. If you get such a call and the product seems worthwhile, get their name and number and offer to call them back after you've done some more shopping. If they say this is a "now or never" offer, choose never. It's a rip-off for sure. Legitimate companies will welcome your business at any time. Really you won't be missing much by having your number on the "do not call" list.
Mike
Radford,Virginia,
U.S.A.
They're stalling you. The magic number is 60 days. go to your bank NOW and file an unauthorized ACH report to get your money
#3Consumer Suggestion
Fri, November 07, 2003
You need to go to your bank NOW and file an "unauthorized ACH" report to get your money back. Remember, you didn't authorize the draft, you told them not to before they went ahead and did it anyway. So you aren't lying at all to request the bank to charge back the money. This sounds like a clone of other phony credit card offers and I'm sure the company will never refund your money, especially after the 60 day limit.
Anyone who asks for money up front to issue you a "unsecured" credit card or loan is setting you up for a disappointing rip-off. If a legitimate company finds your credit is good enough to issue the card or loan, they'll add any fees onto the initial balance. Be sure these fees are small before agreeing to anything (if your credit is good, accept NO initial fees). If it is a "secured" card, they will need money up front, but this money will be kept in a savings account and you can get it back if you pay off the card. This is a much better deal for people with bad credit than the numerous high-fee "unsecured" offers out there.
Never buy anything offered by unexpected phone calls. If it isn't an outright rip-off, it will be something that you could easly have found for a better price somewhere else. They use this sales tactic to catch you off guard and get you to agree to something after hearing only one side of the story. If you get such a call and the product seems worthwhile, get their name and number and offer to call them back after you've done some more shopping. If they say this is a "now or never" offer, choose never. It's a rip-off for sure. Legitimate companies will welcome your business at any time. Really you won't be missing much by having your number on the "do not call" list.
Mike
Radford,Virginia,
U.S.A.
They're stalling you. The magic number is 60 days. go to your bank NOW and file an unauthorized ACH report to get your money
#4Consumer Suggestion
Fri, November 07, 2003
You need to go to your bank NOW and file an "unauthorized ACH" report to get your money back. Remember, you didn't authorize the draft, you told them not to before they went ahead and did it anyway. So you aren't lying at all to request the bank to charge back the money. This sounds like a clone of other phony credit card offers and I'm sure the company will never refund your money, especially after the 60 day limit.
Anyone who asks for money up front to issue you a "unsecured" credit card or loan is setting you up for a disappointing rip-off. If a legitimate company finds your credit is good enough to issue the card or loan, they'll add any fees onto the initial balance. Be sure these fees are small before agreeing to anything (if your credit is good, accept NO initial fees). If it is a "secured" card, they will need money up front, but this money will be kept in a savings account and you can get it back if you pay off the card. This is a much better deal for people with bad credit than the numerous high-fee "unsecured" offers out there.
Never buy anything offered by unexpected phone calls. If it isn't an outright rip-off, it will be something that you could easly have found for a better price somewhere else. They use this sales tactic to catch you off guard and get you to agree to something after hearing only one side of the story. If you get such a call and the product seems worthwhile, get their name and number and offer to call them back after you've done some more shopping. If they say this is a "now or never" offer, choose never. It's a rip-off for sure. Legitimate companies will welcome your business at any time. Really you won't be missing much by having your number on the "do not call" list.
Mike
Radford,Virginia,
U.S.A.
They're stalling you. The magic number is 60 days. go to your bank NOW and file an unauthorized ACH report to get your money
#5Consumer Suggestion
Fri, November 07, 2003
You need to go to your bank NOW and file an "unauthorized ACH" report to get your money back. Remember, you didn't authorize the draft, you told them not to before they went ahead and did it anyway. So you aren't lying at all to request the bank to charge back the money. This sounds like a clone of other phony credit card offers and I'm sure the company will never refund your money, especially after the 60 day limit.
Anyone who asks for money up front to issue you a "unsecured" credit card or loan is setting you up for a disappointing rip-off. If a legitimate company finds your credit is good enough to issue the card or loan, they'll add any fees onto the initial balance. Be sure these fees are small before agreeing to anything (if your credit is good, accept NO initial fees). If it is a "secured" card, they will need money up front, but this money will be kept in a savings account and you can get it back if you pay off the card. This is a much better deal for people with bad credit than the numerous high-fee "unsecured" offers out there.
Never buy anything offered by unexpected phone calls. If it isn't an outright rip-off, it will be something that you could easly have found for a better price somewhere else. They use this sales tactic to catch you off guard and get you to agree to something after hearing only one side of the story. If you get such a call and the product seems worthwhile, get their name and number and offer to call them back after you've done some more shopping. If they say this is a "now or never" offer, choose never. It's a rip-off for sure. Legitimate companies will welcome your business at any time. Really you won't be missing much by having your number on the "do not call" list.
