I received a call today from someone saying they were an agent with SSM Group LLC. and that they were associated with Account Financial Solutions and were trying to collect a debt for a payday loan from June 19, 2011 obtained on line. I said that my identity was stolen along with my spouses in 2009 and that I had a police report to prove it. They laughed and said to bad, they were going to file a suit in the Cass County courts for fraud against me for this loan. They were willing to settle for $254.95 if I paid it today. I told them they had the wrong person but would not listen to me. They just said good luck in court. and hung up on me. When I called back they refused to talk to me.