It's not total loan forgiveness I have to make two payments of $439. then Payments for 2month in the amount of $ 319 then for 3 yrs i have to pay $ 269 for life of the loan when I pay $77,000 I Will be forgiven $10,000 only Student relief center buys out my current lenders ! So they are reducing my payments but only forgiving $10,000! I m not sure about this because I don't know these people and they will have access to my checking account ! I'm a little weary ! Whose to say that this is legit!