Had no other option but to go to Superior Auto for a vehicle. They overpriced their vehicles had problems within first week of getting car, had to fight to have them repair and give me a loaner. When calling and trying to work with them on payments they are rude and disrespectful actually have been hung up on by the main woman Shannon when trying to explain my situation. It's disgusting and ridiculous the way they treat people and rip them off.
Empire
NYC,#2Consumer Comment
Wed, May 11, 2016
>You need to probably mind your own **** business but that's too hard for someone like yourself I'm sure
OP posts their personal business to a very PUBLIC website and then tells people to mind their own business when they comment. The lack of logic here is hardly surprising.
Robert
Irvine,#3Consumer Comment
Sun, May 08, 2016
There is something you are failing to realize. You are with a SUB-PRIME lender, because you have failed to show you can actually handle credit. As a result they are not going to be as nice or work with you as much because they want to make sure they get their money. You see the same person you talked to probably gets a dozen or so "borrowers" who call up every day and give one excuse or another as to why they can't make their payment on time. Some may have legitimate issues, but sadly a majority of them are more than capable of paying...if they really wanted to. These types of companies are not going to spend the time to decipher or figure out which are the true deadbeats and which ones just need a little help.
However, your last update proved that you fall into the later group where you can..you just don't want to. You see while I can hear you now stating things like "You don't know my situation", "I live paycheck to paycheck", or "It isn't my fault". The fact is that if you are not only able to make your late payment, but pay a week in advance within a weeks time. It is not a case of you living paycheck to paycheck. It is a case of POOR MONEY MANAGEMENT.
If you don't like to be called a deadbeat, perhaps you should stop acting like one. "Deadbeats" are people that use excuse after excuse as to why they should be allowed to change the contract at a whim. Deadbeats are ones who if the finance company or bank doesn't do what THEY want, the first thing they do is scream "RipOff" and try to come up with other reasons tp shift the blame on things that really don't matter. Such as "They were rude" or "They hung up on me"...Sound familar?
As for paying ahead. All they care about is that you pay your bill when you are supposed to. They could care less if you pay ahead. It doesn't earn you any "gold stars".
Now, of course I expect you to come back here and if not repeat the same thing again...that they were "rude" or "mean" and we just don't get it. Perhaps you will come up with something else that you didn't like that they did. So if that is all you have..don't bother, people have heard that all before and again it DOES NOT MATTER.
Oh and no, before you say it I do not now or have I ever worked for this or any other finance company.
#4Author of original report
Sat, May 07, 2016
I don't appreciate you calling me a deadbeat just by the way you degraded my report tells me all you do is troll the internet to try and put people down. You want to talk about my vocabulary and grammar then maybe you should be a little more respectful then completely attacking the person filing a report. People like you disgust me I never belittled individuals just speaking from experience. I've always made my payments and had an unexpected emergency and called to explain and tell them I would pay the week I missed the next week and a week in advance immediately Friday and got hung up on. You need to probably mind your own d**n business but that's too hard for someone like yourself I'm sure
Jim
Florida,#5Consumer Comment
Sat, May 07, 2016
Where do you people get this idea the lender needs to "work with you"? You signed a contract to make payments by a certain date and a set amount. By YOU signing the contract, YOU promised to do that. No lender is under any obligation to "help" the borrower. In deadbeat vocabulary the term "work with me" means nothing more than "I will make my payments when I decide and for the amount I decide!" If you can't or won't make the payments, then you don't buy the car. If the price is too high, you don't buy the car. No ripoff here...just another deadbeat wail and by the way, I don't work for them!