my deposit was to be recieved on 1-29 but it will now be 6-8 weeks as they have 'confused' their lending institutions and gave it to Reublic Bank instead of Santa Barbara. among the many reasons to be angry i have to wonder just how safe is my personal as well as bank info. the best we get is a $30.00 fee waived as it is coming in a check and a free file for 2010...REALLY? i would not recommend using this company!!!