This company is a fraud. for those taken as myself i have recearched some useful information. this companys president is Terry Guy, wHich runs a company in the same town under the business name Small Business Consulting, inc. 831-438-1440. this is a privately owned company. with a fraudulate history. AKA, TRRY GUY AND ASSOC.He is also President of other finacial companies as is public notice throgh the californa secretary of state. there licenses was revoked by the better business bureua with a "F" rating and the former president EVANS, was a lier and thief to the invstors in this company. BEWARE OF THIS COMPANY.....People like this should go to jail.