- Report: #214495
Complaint Review: Treasury Financial Group - Toronto Ontario
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Treasury Financial Group
2849 Bloor Street West Toronto, M2C-4B1 Ontario, Canada
Phone:
416-837-0456
Web:
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Treasury Financial Group took my money and ran! watch out for for this advanced fee loan scam! Ripoff Toronto Ontario
*Consumer Comment: I have info that might be useful!
*Consumer Suggestion: Guess What?
*Consumer Suggestion: faster these crimminals are caught,the less likely they are to use your name to commit more crimes
*Consumer Suggestion: Contact the FBI Financial Crimes Unit, And for Ashley,
*Consumer Suggestion: Contact the FBI Financial Crimes Unit, And for Ashley,
*Consumer Suggestion: Contact the FBI Financial Crimes Unit, And for Ashley,
*Consumer Suggestion: Like I said,just a friendly note.
*Consumer Suggestion: A few more points.
I logged onto Treasury Financial Group's website in search of a company who would approve me for a loan. Treasury Financial Group's website seemed promising and the following day I received a call from a Celion Patterson requesting my personal information (i.e. salary, social security no., etc.) so that she could process my loan request. Everything seemed legit and she sounded very professional and convincing.
The following day, she informed me that she had found a lender that was willing to approve me for a loan but I would need, however, $800 to secure it with insurance if I couldn't find a co-signer making at least $45K and having a credit score of 750. Obviously, that wasn't an option. So I opted for the insurance security when I received my next paycheck on September 29th, 2006. Needless to say, Celion faxed me over a contract to sign and remit to her along with a copy of my Social Security card, photo ID, and Driver License to "validate" my identity.
On the day that we had I agreed I would send her my money, she called me and asked that I wire the money via Western Union to a Ms. Michelle Samuel and that I would receive my $5000 loan via direct deposit. She also stated that she would cover the $60 cost to wire the money. Further, I had asked if I could wire the money from my bank account into the account of the insurance company who had agreed to lend me the money because it would be much cheaper and I could track the money, but she stated that this would not work, that the costs would be covered by Treasury Financial Group.
On the day that I was to receive my loan, October 3rd, Angela Simmons contacted me stating that there was an international tax issue that was holding my loan from being placed in my account and that I would need to send an extra $400. She went on to explain that she understands that I was not made aware of the issue and that the company refused to pay it. Feeling skeptical, I opted for a refund. She quickly rushed me off the phone and told me that she would contact me by 2:00 because she had to process it downstairs at their "Refund Department".
However, I received no more word from Angela and Celion rushed me off the phone promising to take care of the matter. Finally, the following day, Wednesday, October 4th, I called Angela and she groggily answered the phone, obviously caught off guard by my phone call. When I told her that I believed that her company was running a scam she heatedly asked me whether anyone had forced me send in my money and went on to state that her company had been in business for over 15 years. That was enough evidence for me to know that I had just been robbed of my $800 and probably wouldn't ever see it again.
I called Angela and Celion throughout the day and didn't receive any word. I left a message for Angela that I would have to take legal action from if I didn't receive a phone call within 24 hours and I sent Celion a detailed e-mail of my intended actions. I received a call on Thursday, October 5th from Angela stating that she had my refund information and still couldn't reach her again.
I then filed a report at the BBB (although they aren't members), the Federal Trade Commission, and Project Phone Busters. I was told from the Phone Busters that I had been scammed and that it is illegal for any company to ask for any type of fee before issuing a loan in both Canada and the U.S. Further, if I was fortunate enough to receive a refund check, it would probably be a fake one that the bank wouldn't cash.
So, it seems we've all been scammed. The company's website doesn't even exist anymore, at least not to my knowledge. I only wish that I had trusted my gut instincts when dealing with this company and researched them a little more. I mean, think about it: I sent a Western Union wire in CASH to a person who could have been anyone in Toronto with an ID that stating Michelle Samuel, a pretty generic name; I couldn't wire the money via my bank's wire transfer; these people hardly answer their phones; when Angela Simmons was confirming my bank account information she remained quiet and didn't go over it with me to be sure that it was correct; the font on the contract from Treasury Financial Group and the contract from "Fine Line Insurance Group" were nearly the same; and Celion's email address is through a Hotmail account and they're such a large corporation?
I have accepted my loss and am ashamed that I have wasted most of a paycheck on these con artists' scheme because I was so eager to get approved for a loan because of my current credit rating. What we all have to do is think of a way to get all of our issues and complaints with this company reported, heard, and investigated and bring down the immoral people behind this Treasury Financial Group scam before they strike again.
Oriana
Staten Island, New York
U.S.A.
The following day, she informed me that she had found a lender that was willing to approve me for a loan but I would need, however, $800 to secure it with insurance if I couldn't find a co-signer making at least $45K and having a credit score of 750. Obviously, that wasn't an option. So I opted for the insurance security when I received my next paycheck on September 29th, 2006. Needless to say, Celion faxed me over a contract to sign and remit to her along with a copy of my Social Security card, photo ID, and Driver License to "validate" my identity.
On the day that we had I agreed I would send her my money, she called me and asked that I wire the money via Western Union to a Ms. Michelle Samuel and that I would receive my $5000 loan via direct deposit. She also stated that she would cover the $60 cost to wire the money. Further, I had asked if I could wire the money from my bank account into the account of the insurance company who had agreed to lend me the money because it would be much cheaper and I could track the money, but she stated that this would not work, that the costs would be covered by Treasury Financial Group.
On the day that I was to receive my loan, October 3rd, Angela Simmons contacted me stating that there was an international tax issue that was holding my loan from being placed in my account and that I would need to send an extra $400. She went on to explain that she understands that I was not made aware of the issue and that the company refused to pay it. Feeling skeptical, I opted for a refund. She quickly rushed me off the phone and told me that she would contact me by 2:00 because she had to process it downstairs at their "Refund Department".
However, I received no more word from Angela and Celion rushed me off the phone promising to take care of the matter. Finally, the following day, Wednesday, October 4th, I called Angela and she groggily answered the phone, obviously caught off guard by my phone call. When I told her that I believed that her company was running a scam she heatedly asked me whether anyone had forced me send in my money and went on to state that her company had been in business for over 15 years. That was enough evidence for me to know that I had just been robbed of my $800 and probably wouldn't ever see it again.
I called Angela and Celion throughout the day and didn't receive any word. I left a message for Angela that I would have to take legal action from if I didn't receive a phone call within 24 hours and I sent Celion a detailed e-mail of my intended actions. I received a call on Thursday, October 5th from Angela stating that she had my refund information and still couldn't reach her again.
I then filed a report at the BBB (although they aren't members), the Federal Trade Commission, and Project Phone Busters. I was told from the Phone Busters that I had been scammed and that it is illegal for any company to ask for any type of fee before issuing a loan in both Canada and the U.S. Further, if I was fortunate enough to receive a refund check, it would probably be a fake one that the bank wouldn't cash.
So, it seems we've all been scammed. The company's website doesn't even exist anymore, at least not to my knowledge. I only wish that I had trusted my gut instincts when dealing with this company and researched them a little more. I mean, think about it: I sent a Western Union wire in CASH to a person who could have been anyone in Toronto with an ID that stating Michelle Samuel, a pretty generic name; I couldn't wire the money via my bank's wire transfer; these people hardly answer their phones; when Angela Simmons was confirming my bank account information she remained quiet and didn't go over it with me to be sure that it was correct; the font on the contract from Treasury Financial Group and the contract from "Fine Line Insurance Group" were nearly the same; and Celion's email address is through a Hotmail account and they're such a large corporation?
I have accepted my loss and am ashamed that I have wasted most of a paycheck on these con artists' scheme because I was so eager to get approved for a loan because of my current credit rating. What we all have to do is think of a way to get all of our issues and complaints with this company reported, heard, and investigated and bring down the immoral people behind this Treasury Financial Group scam before they strike again.
Oriana
Staten Island, New York
U.S.A.
8 Updates & Rebuttals
Ashley
Bradenton,Florida,
U.S.A.
A few more points.
#2Consumer Suggestion
Sat, October 07, 2006
Before you say I misspelled it twice,the headline was copied from the text by the editors. Second,I would not waste my time correcting someone with poor spelling or grammer. I only point out things like that to people who are well above average.Because,only they can appreciate it. And,I will make a point not to do it too often. It certainly wouldn't be any fun to get bogged down in petty semantic squabbling.
Ashley
Bradenton,Florida,
U.S.A.
Like I said,just a friendly note.
#3Consumer Suggestion
Sat, October 07, 2006
Like I said,just a friendly note. Any accurate correction is valuable. Just trying to help. Your point is just as valid as mine. So the next time we use these words,we'll both look just a little bit smarter. Also,I only pointed out words that were consistently mispelled to rule out a typo.
Steve
Bradenton,Florida,
U.S.A.
Contact the FBI Financial Crimes Unit, And for Ashley,
#4Consumer Suggestion
Sat, October 07, 2006
To all victims and potential victims of this advance fee fraud: USE COMMON SENSE!! You are supposedly doing business with a financial institution, but the person you ae dealin with is using a "disposable" free email address like yahoo, hotmail, etc. Does this not send up an immediate red flag? No legitimate business uses these emails. Then there is the Western Union payment. This in itself should be a major red flag in itself, but then you make it payable to an individual, not a company! Hello! Dual red flag here waving in your face. Emailing "loan" documents? Sorry, but this is a dead giveaway too, no legitimate lender email loan documents. Another red flag. Do they ONLY have an "toll free" number like 800,888,877,866, etc? Well, guess what? These numbers can be stand alone meaning they are not tied to any physical landline. They can be used and managed entirely on the computer forwarded to any phone# the scammers use. You all need to contact the FBI Financial Crimes Unit. They can track down phone records, email logs, etc. NEVER use Western Union as a form of payment to someone that you do not know. And always ask someone for a physical business address and a LISTED business phone# before dealing with them. If they cannot provide both, they are scammers. Period. End of conversation. Ashley, I'm returning the spelling lesson you gave me. Criminal has 1 "m", not 2. You wrote: "faster these crimminals are caught". You shouldn't correct others on the same mistakes you are making :)
Steve
Bradenton,Florida,
U.S.A.
Contact the FBI Financial Crimes Unit, And for Ashley,
#5Consumer Suggestion
Sat, October 07, 2006
To all victims and potential victims of this advance fee fraud: USE COMMON SENSE!! You are supposedly doing business with a financial institution, but the person you ae dealin with is using a "disposable" free email address like yahoo, hotmail, etc. Does this not send up an immediate red flag? No legitimate business uses these emails. Then there is the Western Union payment. This in itself should be a major red flag in itself, but then you make it payable to an individual, not a company! Hello! Dual red flag here waving in your face. Emailing "loan" documents? Sorry, but this is a dead giveaway too, no legitimate lender email loan documents. Another red flag. Do they ONLY have an "toll free" number like 800,888,877,866, etc? Well, guess what? These numbers can be stand alone meaning they are not tied to any physical landline. They can be used and managed entirely on the computer forwarded to any phone# the scammers use. You all need to contact the FBI Financial Crimes Unit. They can track down phone records, email logs, etc. NEVER use Western Union as a form of payment to someone that you do not know. And always ask someone for a physical business address and a LISTED business phone# before dealing with them. If they cannot provide both, they are scammers. Period. End of conversation. Ashley, I'm returning the spelling lesson you gave me. Criminal has 1 "m", not 2. You wrote: "faster these crimminals are caught". You shouldn't correct others on the same mistakes you are making :)
Steve
Bradenton,Florida,
U.S.A.
Contact the FBI Financial Crimes Unit, And for Ashley,
#6Consumer Suggestion
Sat, October 07, 2006
To all victims and potential victims of this advance fee fraud: USE COMMON SENSE!! You are supposedly doing business with a financial institution, but the person you ae dealin with is using a "disposable" free email address like yahoo, hotmail, etc. Does this not send up an immediate red flag? No legitimate business uses these emails. Then there is the Western Union payment. This in itself should be a major red flag in itself, but then you make it payable to an individual, not a company! Hello! Dual red flag here waving in your face. Emailing "loan" documents? Sorry, but this is a dead giveaway too, no legitimate lender email loan documents. Another red flag. Do they ONLY have an "toll free" number like 800,888,877,866, etc? Well, guess what? These numbers can be stand alone meaning they are not tied to any physical landline. They can be used and managed entirely on the computer forwarded to any phone# the scammers use. You all need to contact the FBI Financial Crimes Unit. They can track down phone records, email logs, etc. NEVER use Western Union as a form of payment to someone that you do not know. And always ask someone for a physical business address and a LISTED business phone# before dealing with them. If they cannot provide both, they are scammers. Period. End of conversation. Ashley, I'm returning the spelling lesson you gave me. Criminal has 1 "m", not 2. You wrote: "faster these crimminals are caught". You shouldn't correct others on the same mistakes you are making :)
Ashley
Bradenton,Florida,
U.S.A.
faster these crimminals are caught,the less likely they are to use your name to commit more crimes
#7Consumer Suggestion
Sat, October 07, 2006
Also file a complaint with the FTC,the US Postal Inspection Service,the Ontario Ministry of Consumer and Commercial Relations,the Ontario Provincial Police and the Halton Regional Police Service. These orgs. have already caught several people doing these scams. So it is worthwhile to file the complaints.(See the RCMP website). The faster these crimminals are caught,the less likely they are to use your name to commit more crimes.
Ashley
Bradenton,Florida,
U.S.A.
Guess What?
#8Consumer Suggestion
Sat, October 07, 2006
If you think your lost $800.00 is the worst of it,you have a big surprise coming. Now that you have given them all of your information,they will be posing as you to perpetrate these scams. The names they told you were probably their former victims. They will make fake IDs with your information. They will commit crimes, travel on passports as you,open lines of credit and bank accounts, and rent property. If they get arrested they will give your info. for bond and disappear. Then an arrest warrant will be issued for you, for failure to appear. When you get pulled over for a traffic ticket or try to travel you will be arrested. Creditors, whom you've never heard of,will start to call demanding that you pay YOUR delinquent loans. And, of course, the loans will have all of YOUR information including DOB, SSN etc. So no one will believe you when you try to tell them that it's not you. You need to do everything you can to prevent these things from happening. File a police report to document the incident and keep a copy with you at all times. Keep at least 3 phone numbers of police who can verify your story with you at all times. Also, file a complaint with the RCMP, FBI, Western Union and anyone else you can think of. Then continuously monitor every organization that keeps a file on you. You can request reports from: IRS, SocialSecurity, DMV, Equifax, Experian, TransUnion, Choicepoint, LexisNexis, Acxiom, Claritas, FBI, MIB etc. Also file a fraud alert with all of these organizations. You should be able to get free disclosures from all of the above. Also get a comprehensive background check on yourself at a search company like intelius or Ussearch at least once every 6 months. Then, change all of you checking and credit card accounts and monitor them closly. Good Luck.
Kimberly
Cross Plains,Tennessee,
U.S.A.
I have info that might be useful!
#9Consumer Comment
Sat, October 07, 2006
Oriana, I need you to hit the search button on this site and search "Pinnacle Financial". After that, look up Fairmont Investment Group. I know how you feel, I wish I had known about this site before I was scammed by Pinnacle. They are all the same people and the same operation. I lost alot due to this operation as well. We were scammed in June and they have moved 4 times, changed their names just as many times. I know for a fact that most private attorneys will not want to help because their fee will be more than your refund. Here are the steps that I took: 1. Look on the back of your reciept from Western Union. There is a fraud number on the back. Call them and there may be a chance that the courier has not picked the money up yet. You being the sender you have every right to change your mind and get your money back. If not, you need to file a fraud report with them. 2. Next is for you to file a police report with Canadian police. Western Union can give you all of these numbers. Just so you will be prepared, their lying about the address. After investigating these people they are in Guelph, Ontario, Canada. 3. File a police report with your local police. 4. Then you should call the New York attorney general's office. They will help you more than anything. I hope this helps you. Once you call the Canadian police number that Western Union gives you, they will know exactly who you are talking about. Again I hope this helps
