Steve
Bradenton,#2Consumer Suggestion
Thu, August 24, 2006
Jess, The only way to fix this is to file civil suit on your own for the FDCPA violations, and keep doing FTC complaints online each time they violate. Class action lawsuits are such a waste of time, and you get nothing out of them! Legal fees eat up the whole award and your share is a few dollars. IF you actually collect on the judgement. You have no idea how it enrages me when the first words out of someone's mouth is "file a class action"...People always want someone else to do something. Take action into your own hands to get results. These collectors just file BK on a class action and fold the operation and put up a new one the same week under another name. Send the CEASE COMMUNICATIONS request as per your rights under the FDCPA. Send it by certified mail, return reciept requested. Put the certified# on the letter itself, and keep a copy for your records. Let them file a lawsuit for $75! I don't think UCB has ever actually seen the inside of a courtroom.