Joanne i
Skokie,#2Consumer Suggestion
Fri, February 19, 2010
My husband was also a victim of these sleazebags. Unifund buys bad debts from credit card companies and other firms who claim, for whatever reason, that a consumer has not paid them. Very often, these companies have already written off the debt, so whatever money they get from Unifund is basically gravy. Unifund, who then is the legal owner of the "debt," then turns around and finds bottom feeder law firms in the geographical vicinity of the consumer, and contracts with them on a commission basis. That's how they can get so many lawyers working for them. These lawyers then search out the consumers' employers through their SSNs and attempt to bully payroll managers and employers into garnishing the wages of the unsuspecting slobs, who often don't know how to fight back. This technique has garnered Unifund CCR quite an embarrassment of riches---and they SHOULD be embarrassed because they are scum.