Laurie
Haslet,#2Consumer Comment
Fri, October 24, 2008
Go to www.budhibbs.com Bud lists them as the one of the aboslute worst collection agency's.
Steve
Bradenton,#3Consumer Suggestion
Fri, October 24, 2008
Lynda, Obviously, whatever representation you had was incompetent and/or lazy. Understand that NOBODY can just get a judgement against you on a civil debt without FIRST suing you, and winning. >Were you sued? If so, were you properly served? If not, you win. Under the provisions of the FDCPA, once you demand validation of a debt, all collections activity must cease until said item is validated. > This is FEDERAL LAW, and is not optional. Do you have proof of your disputes and/or validation requests? If so, you win. Be sure you get an attorney who specializes in collections matters, as most attorneys are totally clueless in collections matters. Get an NACA referral for an attorney. You can get this at the Bud Hibbs site. Now, in the mean time, go to the clerk for the court in the jurisdiction of where you live, and get copies of every document in your case. Pay particular attention to the "proof of service" affidavit for the summons that would indicate you were sued. Look at the address it was served on. This could be your affirmative defense. File Bar Association complaints against all attorneys involved for ETHICAL MISCONDUCT. Be sure to file a civil lawsuit against all parties involved for your hardship caused and financial losses. Don't get mad, GET PAID!!