Jane
Atlanta,#2Consumer Comment
Tue, October 19, 2004
You have rights under the Fair Debt Collection Act. If you feel that those rights have been violated the you should contact the Federat Trade Commission and file a complaint. The FTC DOES NOT TAKE ACTION ON INDIVIDUAL CASES but the complaint is put in their database and if more consumers report unfair collection practices made by Unifund and they receive enough complaints the FTC will take action agaisnt the company.
Jane
Atlanta,#3Consumer Comment
Tue, October 19, 2004
You have rights under the Fair Debt Collection Act. If you feel that those rights have been violated the you should contact the Federat Trade Commission and file a complaint. The FTC DOES NOT TAKE ACTION ON INDIVIDUAL CASES but the complaint is put in their database and if more consumers report unfair collection practices made by Unifund and they receive enough complaints the FTC will take action agaisnt the company.
Jane
Atlanta,#4Consumer Comment
Tue, October 19, 2004
You have rights under the Fair Debt Collection Act. If you feel that those rights have been violated the you should contact the Federat Trade Commission and file a complaint. The FTC DOES NOT TAKE ACTION ON INDIVIDUAL CASES but the complaint is put in their database and if more consumers report unfair collection practices made by Unifund and they receive enough complaints the FTC will take action agaisnt the company.
David - Ceo
Cincinnati,#5UPDATE Employee
Mon, February 09, 2004
In response to the posting listed, please be advised Unifund purchases only validly existing claims from credible sources. Providian is certainly a credible source. Any issues relating to overcharges on interest have been credited by the bank , in full, on each account. In order for a judment to be awarded, a judge needs to hear the case. Obviously , in this case, the judge decided it to be a validly existing, legally created, binding and enforceable agreement. Any comments, complaints relating to the balance will ahve been heard by the judge and included in the decision. Further, any new information obtained which would impact our perception of the validity of the debt is welcome and appreciated.