Bob
Peoria,#2Consumer Suggestion
Mon, August 06, 2007
Sorry for you bad luck with this but I've been in the business before and from what I have read here your problem is that a canceled check alone does not prove that you paid the bill in full. You would need something showing that it was paid. Obviously documents were provided to the court showing that it wasn't paid. Now I'm not going to say it was or wasn't as I don't know but all the canceled check shows is that you made a payment for X amount of dollars on X date and not that the account was paid. Apparently there was something that made the judge believe that it wasn't paid. Judges are a pain in the butt for collection agencies and attorneys when it comes to suing debtors. My only advice is anytime paying off anything keep all documents showing so and next time you go to court for something like this get an attorney to represent you because you may have been able to get it cleared up. You may want to ask an attorney about filing a motion to set aside the judgment though and go from there. Bottom line would be to go talk to an attorney though as I am not one. Best of Luck