Undersea1
Kihei,#2Consumer Suggestion
Wed, March 11, 2009
I too got the same letter as everyone else from UWCS. Once I open it, I could PLAINLY see that it was a credit card membership for catalog products. They do not say it is a Visa or Mastercard and if you go to their website it is plain to see unless you are an idiot. Now, I know this may offend some but I find it hard to believe that so many people are stupid enough not to confirm what it is they are getting. Companies like UWCS market to people with poor credit scores and can't get normal credit accounts. Their web address and contact info along with detailed terms can be found here = http://www.unionworkerscreditservices.com/index.htm NOW - did you know that one of the things that makes for bad credit scores is to much debt to credit ratio..... meaning, if you have $10,000 of credit accounts and you owe\have used $9,000 of this then you only have $1,000 available so therefore have OVER extended yourself = bad credit score. What many of you don't know is (using the same senario as above) if you enrolled in something like UWCS then your credit report would show that you have $20,000 in revolving credit and have only used 9,000 hence giving you a better score. Now regarding New Millennium Bank and their credit cards... I have had 2 of their Visa and Mastercards for the past year. They are secured credit cards and your limit is what you submit into a savings account. I have $1,500 on one and $1,000 on the other. I had bad credit just like most and looked very hard at all the different card companies out there - they where the best. There is no relation between them and this UWCS. UWCS is just like USA Platinum etc. If you now are thinking that must have shares or something in either of these companies YOUR WRONG. I'm just tired of hearing people b***h because they can't be sensible enough to read any offers they get in the mail. Stand up, be a man and take some bloody responsibility for your own actions people.
Lori taylor
cumming,#3Author of original report
Tue, September 23, 2008
i found them on the internet at unionworkerscreditservices.com