Edie
Garland,#2Author of original report
Thu, March 25, 2010
I could write a much better manual than United Health Care presents. It would be alphabetical and it would state "Yes" or "No" to what treatments are covered and a third column would show the amount United Health care would contribute. And I assure you that a presentation such as mine would really show the beet red faces of the company.
(l) The Information Center at the V.A. explained to me very blatantly that private insurance is a scam. They have people coming to them all the time. These people think they have coverage and they have nothing. Someone is in the know.
(2) The Physical Therapist told me specifically to keep all receipts of my treatment. Pay cash but keep track of each receipt number because UNITED HEALTH CARE WILL AND ALWAYS DOES REFUSE TO PAY. THEY ARE THE WORST. THEY WON'T PAY THEIR PART AND THEY WILL PUT UP A BIG STINK! Here is a person in considerable pain having to deal with the insurance company's reniging to pay what they are suppose to.
(3) They surgeon has his special anestheologist group through THR. We had a 3 way conference call to United Health Care. They agreed to pay via verbal contract. After my surgery I was informed that United Health care was not going to pay the anesthesiology. We had the conference call. It was binding. But, again United Health care tried to weasel out of it.
Ms. Readmore! You read the stupid manual. Devote hours to unscrambling United Health's co-pay. Good luck to you if you ever have to be hospitalized. If you had really read and understood the manual, you would not be supporting United Health Care. You would know it is a real rip-off.
y0philly
United States of America#3UPDATE Employee
Sun, March 21, 2010
Hello. I would suggest getting to know your benefits. You wrote you "thought" or "expected" what co-pays and deductibles were. Know the benefits so there are no surprises. Everything is in black and white when you sign up or you can call. Hope you are feeling better!!