I finally had enough of
I started incurring $7. a day fee. They have since turned me over to one of their very rude collection agencys who are demanding that I pay $650. This was all over a supposedly $16. overdraft.
I have spent the last couple of days on this website (ripoffreport.com) and some of the many other websites, from doing a google search on
So,
Also there is a class action lawsuit that I just found by doing a google search usbank overdrafts Starting at the top and working down to branch managers, we need to see more of these corporate thieves going to prison! So far nothing has really been done to punish those responsible. They look at low balance accounts as a nuisance, and if they cant make money off of you, you have no value to them. So what that means, is that if you are maintaining a low balance account and never give them the opportunity to find an excuse to steal your money, they have no use for this nuisance account! (it is really hard for a low income person to get a comfortable on their account balance when
There is so much more to say about this bank, they certainly do not like the truth and are very quick to silence opposition. Websites like http://www.usbanksucks.com/ and http://www.5starscrewed.com/ were quickly shut down by
CAGAL
USA#2Consumer Comment
Tue, December 15, 2009
Okay, here's the deal - I have been on both sides here.
When I was young, broke & irresponsible, it was always the bank's fault that I was overdrawn. Why didn't they tell me I was overspending? Why didn't they tell me I had no money in the bank? They're stealing my money, they're corrupt. Etc, etc.
I am proud to say that I have finally figured it out. Now I work off of cash, keep track of my bank account, live within my means, and don't worry about keeping up with the Joneses. Somehow, my bank account magically reflects this sense of maturity, responsibility & savviness, and I haven't had an overdraft charge or problem in quite a long time.
It's quite simple, people. Don't run your card for 1.50 coffee, keep a check register, live within your means, work off of cash, & budget your money, and the banks can't "rob, steal from & abuse" you. They love broke people who can't manage their money. It's their bread & butter.
John
white,#3General Comment
Tue, December 15, 2009
If a charge from a company caused the overdraft, then you should be going after that company and not the Bank for any Overdraft charges that were caused by the charge.
You need to file a claim with the bank if there was a fraudulent charge and it sounds like you would rather just blame the bank rather than do the required work to go to the company that CAUSED it.
Also, why all the other overdraftes? Sounds like you want the bank to be your free slush fund because you won't keep a register and not spend money that you don't have. US Bank or any other bank is not in the business to loan you free money.