Well I first saw something on Facebook about helping me with my student loan debt. I fill out this form and a guy named Eric Statzer gives me a call from a company that called themselves the US Student Loan Center. He told me about a government program in which I could reduce my monthy payments. I was so happy that I would get the help I finally needed. But I was a little sketical. He ensured that it was a real program because he said that they were worked with the Department Of Education to help individuals like myself. I went through the process with him and then to my surprise he asked me for almost $600. Basically my last bit of money I had to live for the rest of the month. He told me that basically all the fees involved with this program was going to the Department Of Education. So I signed up for the program then contacted the Department of Education. To my surprise they had never heard of any such company. And advised me it was a scam. I immediately called and demanded a refund. Dont trust these scammers. The program they offer is a free program in which they are charging a big fee of $600 plus $39 per month on something that is acutally free and doesnt cost anything dont be fooled.