- Report: #54549
Complaint Review: USA Credit Classic - Uniontown Pennsylvania
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Author Not Confirmed
Why?
USA Credit Classic
One Millennium Drive Uniontown, 15401 Pennsylvania, U.S.A.
Phone:
800-262-4192
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
USA Credit Classic ripoff dishonest fraudulent billing victimized many consumers dirty SOB's Uniontown Pennsylvania
I aplied online thay sent me a card I threw it away. I never activated it, or ever used it. Next thing I know I got a letter in mail stating my acount was active in the amount of 2,500.00 And that I owed first month bill of the amount of 30.00 if I didnt pay the account would be closed and it would be sent to the credit bureus. Now what kinda crap is this I never used it I never activated it nor bought anything from this company.I cut it up and threw it away when I got it in mail. .........This company needs to be stoped IM not paying them one d**n cent..... Paula cypress, Illinois
U.S.A. Click here to read other Rip Off Reports on USA Credit
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
U.S.A. Click here to read other Rip Off Reports on USA Credit
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
2 Updates & Rebuttals
Julie
Columbus,Ohio,
U.S.A.
The Credit Card Company just needs to be notified
#2Consumer Suggestion
Thu, June 05, 2003
I work in the Fraud area of another credit card company. Credit card companies do not post charges to credit card accounts themselves, therefore someone has accessed and used the account without authorization. This is fraud but it has been pewrpetrated AGAINST the credit card company, not BY them. VISA does not hold the customer liable for fraud, but you have to call the credit card company to let them know that the bill was not run-up by you. Probably someone intercepted some balance-transfer checks from the mail and forged them, or got the account number off the paperwork (or the cut-up card pieces) and committed internet fraud. I deal with this type of thing day in and day out and it is not a cause for hostility by the customer against the credit card issuer. All you have to do is call the phone number on the bill, ask to report theft or fraud, they will send you an affidavit to sign that you didn't do the charges and that is all! If you do nothing and ignore the bills they will have no way of knowing you are a victim, and then this could affect your credit.
Julie
Columbus,Ohio,
U.S.A.
The Credit Card Company just needs to be notified
#3Consumer Suggestion
Thu, June 05, 2003
I work in the Fraud area of another credit card company. Credit card companies do not post charges to credit card accounts themselves, therefore someone has accessed and used the account without authorization. This is fraud but it has been pewrpetrated AGAINST the credit card company, not BY them. VISA does not hold the customer liable for fraud, but you have to call the credit card company to let them know that the bill was not run-up by you. Probably someone intercepted some balance-transfer checks from the mail and forged them, or got the account number off the paperwork (or the cut-up card pieces) and committed internet fraud. I deal with this type of thing day in and day out and it is not a cause for hostility by the customer against the credit card issuer. All you have to do is call the phone number on the bill, ask to report theft or fraud, they will send you an affidavit to sign that you didn't do the charges and that is all! If you do nothing and ignore the bills they will have no way of knowing you are a victim, and then this could affect your credit.
