michael naretto
west jordan,#2Consumer Suggestion
Fri, October 02, 2009
When filing a report (1) make it factual (2) make it short and sweet as no one wants to read a book.
WVAP provides a service to sell vehicles to those who have crappy credit. The terms of those deals can be rather draconian but you don't have to sign the d**n contract ya know.
If you get spot delivered just take the vehicle out of state. When they call and say "bring it back" tell them you're 2000 miles away in Florida and to stick it. They will suddenly find you financing. Or if you are still in town, park the car in your garage and have someone else take you back to the dealership. If they say they will call the cops and report it stolen and that may be true but it is going to be pretty funny if you get pulled over and the registration and insurance are both in YOUR NAME.
If you like the terms of your current contract and the dealership wants you to come back to resign anything just tell them, "No thanks. I like the contract we have now." And hang up.
Those little things they put on your engine or where ever that disables the vehicle? Yeah those are easy to bypass and/or remove.
If you have to spend more than an hour in any dealership you are being stupid. The last time I bought a car I said, "you have one hour to get me out of here". And an hour later if the deal isn't done, I walk out the door and go somewhere else who values my time.
Always negotiate price. ALWAYS!!! If you negotiate anything else you are a fool. And if possible get your financing BEFORE you shop. If you finance through the dealership take your contract to the place bank or credit union that you are financed through. Ask to compare the contract you have to the one the bank or credit union has. I am willing to bet money that the interest rates are different. Meaning that the finance company got told a higher rate than you were charged so the dealership gets the difference in their pockets.
Don't let the dealership pull your credit until there is a deal in place. If the first think they want to do is a customer statement, RUN. If you are paying cash then you certainly don't want to let them pull your credit as there is no reason to do so. And definitely don't give the dealership the keys to your trade in. No no. Your keys will suddenly get "lost".
Remember, YOU are in charge. If you're getting dicked around, leave!
Here are two websites that are crucial to anyone who wants to buy a vehicle:
Use them. They will save you a ton of time and frustration. Plus it will properly arm you will the information you will need to take to the dealership.
Cheers!!
Mpierce
2311 e 3300 s,#3
Thu, September 17, 2009
Well, the PT Cruiser finally broke down February 2009, leaving me and my four-month-old baby walking on the side of the Freeway in 28 degree weather at 10:00 p.m.
We cashed out our 401k put $3,000 down and still have so much negative equity that my car payment is $450 at 5%. I'm paying $25k on an $18k car, but it's good and sound and I LOVE it!!
All comes back to the Cavelier, right? That still runs, so does our '72 F-250, and there's still good parts on our '91 Explorer. We're thinking if we sold all three we could get one nicer car or truck , not to mention MUCH more space in the driveway..... only we don't have the title to the Cavelier.....
So I give my old friends a call after almost two years. I told the lady that this is her chance. Treat me nice and I will favorably ammend my report. I get transferred to Brandy, who seems to ignore what I've mentioned about my previous bad experiences because she asks why it's taken me so long to come after the title..... she transfers me to someone else. Again, I tell this girl to treat me nice and I'll ammend the report. She prattles on about how she wasn't here when this all happened so it's not her fault and it's not her job but she's such a nice person she'll look into it. She never called me back after promising she would.
At Six P.M. two days later, overflowing and choking on anger and disgust I penned an e-mail to Nick Markosian who at this point I had deemed to be the devil on Earth. However, I do realize that sometimes finding employees who really care about your company and not just their paycheck can be hard to come by, so I thought it was worth a shot.
He never wrote me back, but I assume he must have lit a fire under the kettle those people were sitting in because I got a call at 8 A.M, the next morning from Brandy the finance manager. I called back and as soon as I mentioned my name the receptionist lit up with perky enthusiasm and patched my right through to Brandy who was on the line in under 10 seconds (as opposed to my usual 10 minute wait time.)
She also spoke with a genial vigor that creeped me out with its about face. She told me she had found the title to the Cavelier, in the filing cabinet! (You know, the one they mailed two years ago??) and would I like her to mail it or have it ready to be picked up, whatever I preffered would be acceptable! I had her mail it, and it came next day, certified mail (now there's a novel approach.)
So true to my word, here's my update. I have my title, I have good credit. Despite the long, arduous and infuriating road, it's likely due in no small part to West Valley Auto. I thank Nick for helping me, but I wonder why he doesn't find more competent people? In this economy it wouldn't be that hard. Maybe he also doesn't care about his company as long as it continues to turn a profit....