Do NOT use Windham Professionals. They are a scam and do not really pay off your debt. They get you by telling you that you can start out with just a small fee. Especially if its automatically taken out of your account.
In the beginning of last year (2014) i decided to try and settle my student loan debt. Windham agreed to "rehabilitate" by account as they said. I thought that meant getting it back on track. Obviously not. I agreed to a small amount to be automatically taken out of my account to pay off my student loans. This went on for about a year.
Cut to now and i get a letter from the U.S. Dept. of Education sayig I have defaulted on my loans and to pay the past due amount. I immediately called and explained that I was making automatic payments through Windham Professionals. She then explained they are a third party company and that they do not use third party companies. Also that the Dept would contact me directly. The Rep. explained that I was not the only one and it's becoming to be a big problem and the Dept. hasn't received any payment. Thankfully the charges were taken off and now I'm in good standing.
I called Windham Professionals and spoke with a supervisor. She said that the Dept. had received the money even though I repeatedly told her I spoke with the Dept. and there is no such payment. I asked her where did the money go? Couldnt give me an answer only wanted to speak over me in a rude tone to say that the Dept. received it. I just hung up. It was just ridiculous.
Needless to say, I learned my lesson and suffered a significant financial loss as a consequence. Do Not Use This Company!!!SCAM!SCAM!SCAM!