David
Imperial Beach,#2Author of original report
Fri, September 25, 2009
I just posted a report on the above mentioned organization. This is outright theft and not only that but extortion! They called me after trying again to debit my account for the third time and said I was behind two payments (which I cancelled and reported the fraud to my bank) threatening me with a collection agency! The nerve of these thieves is beyond imagination. Not only do they deceive you in the beginning but then try to threaten you and screw up your credit in the process.
David
Daniel
Greensboro,#3Consumer Suggestion
Wed, July 16, 2008
I purchased from the "Universal Subscription Agency" back in June of this year (same phone number to contact as Worldwide Readers Service, Inc.). According to their contract / receipt, which is binding, I have 3 days to "cancel any payments made by you under the contract or sale and any negotiable instrument... within 30 business days following receipt by the seller of your cancellation notice. So, I signed the notice of cancellation (on the back of the receipt), made a copy of it, dated it, and sent it certified mail so I was notified upon receipt of my cancellation notice. I was notified that it was received on June 17th, 2008. According to their contract, I was supposed to have received my refund within 30 business days of that date, which has not happened yet. The purchase was in the amount of $106.00. I've consulted an attorney (who is a good friend of mine), and my first course of action (today) was calling the number on the receipt of 757-818-9497 (which did work, although it was an answering machine). I explained everything very calmly on my message, and said that I needed to know what they were going to do to rectify the problem, so that I could take appropriate and legal course of action, if their solution wasn't acceptable to me and the contract. If I don't hear a response, they'll be receiving a certified letter from my attorney outlining my cause of action to collect on the money owed to me, plus attorney's fees and the potential of other damages, etc... We'll see what happens. I'm pretty frustrated with the whole process. I saw it coming, but wanted to test out the waters to see what would happen. So far, this has been my experience. Also, just FYI, the bank that deposited my check was: Bank of America Bridgeton, MO 63044 (maybe 83044) For Deposit Only Universal Subscription Agency 354002814881 (or 354002814681) hard to tell the exact lettering on the copy of the deposited check I have. The contact info I have on my receipt is: Universal Subscription Agency, Inc. P.O. Box 15187 Chesapeake, VA 23328 Phone (757) 818-9497 Fax (757) 482-2427 Let me know if anyone else has taken action against them. Would love to hear comments too. -D. Robinette