HannaH8R
Georgia,#2Consumer Comment
Tue, October 16, 2012
See below for info. on where to look for sample do-not-call letters vs.
Zwicker, and how to fight Zwicker lawsuits and WIN (feel free to post on
here too for more info.):
Info. for fighting Zwicker lawsuits:
http://www.beatdebtcollectors.com/
Zwicker consumer complaints and blogs:
http://nextlevelunlimited.net/blog/stop-collection-agency-harassment-from-zwicker-and-associates/
http://www.ripoffreport.com/Search/Zwicker.aspx
Submit a Georgia (or search for your state bar site) bar complaint vs. Zwicker attorneys:
http://gabar.org/contact_the_bar/
Sample do-not-call/ validation letter vs. Zwicker:
Date: January 30, 2012
Zwicker & Associates, P.C.
80 Minuteman Rd.
Andover, MA 01810-1008
Account number(s): (See Enclosed)
RE: Request for Validation of Debt, 15 U.S.C. 1692g
Dear Sir or Madam:
This is my formal notice that I am disputing this debt, and requesting immediate validation under Section 809 of the Fair Debt Collection Practices Act, 15 U.S.C. 1692g, of the debt from your office. I am requesting that your office immediately send me a copy of the following documents: (a) the name, address, and phone number of an employee of the original creditor that can validate the debt, (b) proof of who is the current legal owner of the debt, and that you represent the original creditor or debt buyer, and (c) the original signed note, contract, credit agreement, or instrument creating the debt.
I am disputing this debt for the following reasons: this debt has not been validated. I do not know whether your debt collection company is the legal owner of this debt or not, or if the amounts charged are valid.
This is also my formal notice under 15 U.S.C. 1692c, to you to cease all further communications with me, my family members, and my associates and all third parties, unless I give you express permission to do so.
You have my express permission to mail me the requested validation documents to the address listed below, but I do not give you permission to contact me over the phone, or in any other way except as specifically addressed in this letter.
This letter is not meant in any way to be an acknowledgment that I owe this money.
Sincerely,
John Doe
P.O. Box 0000
Andover, MA 01810
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