26, Report:
#73852
Posted Date:
Dec 03 2003
Providian Emerge ripoff reduction of credit limit upon transfer and then charging overlimit fees Atlanta Georgia
This is the first I had seen about the increase in interest rates. What Providian had done to my account is to reduce my credit limit just prior to transferring the account to Emerge. As it was the Christmas season I was at my limit on the card. When they reduced the limit, with ...
Entity
Providian/Emerge
Categories: Corrupt Companies
27, Report:
#73345
Posted Date:
Nov 28 2003
Emerge - Providian ripoff Atlanta Georgia
I sure am glad to have found other people in the same situation. I too had a Providian card that was cancelled for no reason and sold to Emerge. I recently ran a credit report and found, although I have not received any corespondence from Emerge in months, that I currently am over 1...
Entity
Emerge - Providian
Categories: Credit Card Processing (ACH) Companies
28, Report:
#72455
Posted Date:
Nov 19 2003
Emerge, Providian RIPOFF, HIGH FEES, NO SERVICE Tilton New Hampshire
I just got off the phone with an Emerge representative. Several problems I was having with them.
The initial problem started when it switched to Emerge last year. I kept getting charged over the limit fees because of the annual fee charged to me.. I was told as long as I made...
Entity
Emerge - Providian
Categories: Credit Card Processing (ACH) Companies
29, Report:
#70654
Posted Date:
Oct 31 2003
Emerge - Providian Raped on a daily basis with fees and then their PayAssist program is a fraud Atlanta Georgia
First of all Providian sold or transferred my account to Emerge, my interest rate jumped to almost 30% and the fees went through the roof. Twice now I have received letters from them to sign up for the Pay Assist program wherein my interest rate will drop to 0% for 6 months (enabli...
Entity
Emerge - Providian
Categories: Credit Card Processing (ACH) Companies
30, Report:
#69326
Posted Date:
Oct 16 2003
Providian/Emerge ripoff- interest rates Atlanta Georgia
I had an account with Providian and I wanted to close it so that I could pay it off. I had an interest rate of 18%. A month or so later I received a bill from Emerge. Didn't know who they were had never had an account with emerge. I called Providian and asked them who was Emerge...
Entity
Providian - Emerge
Categories: Credit & Debt Services
31, Report:
#68544
Posted Date:
Oct 08 2003
Aria - Providian - eMerge interest rate ripoff Atlanta Georgia
Like everyone else that has filed a report, I've been screwed by Aria/Providian/Emerge as well, although not to the same extent as some others.
I opened my Aria account in 10/99, over time, and with a good payment record, I received increases in my credit limit and everything was...
Entity
Aria - Providian - eMerge
Categories: Banks
32, Report:
#67533
Posted Date:
Sep 25 2003
PROVIDIAN MERGING WITH EMERGE WHAT A CRCOK OF BULLS, A GREAT WAY TO GET BACK AT CREDITORS THAT SCREW YOU. RIPOFF COLUMBUS Georgia
I am giving advice on how to screw this company. I read all these stories that everyone has left about how Providian/Emerge has screwed people by increasing the percentage rate and all of you have bad credit because of company like this one screws you.
The best way to deal with t...
Entity
PROVIDIAN MERGING - EMERGE
Categories: Credit & Debt Services
33, Report:
#66273
Posted Date:
Aug 28 2003
Providian(aka)Emerge ripoff. Another large company thinking that the little person has no say and they can do what they want. Columbus Georgia
Had a mastercard with providian for quite a long time. I became unemployed and missed some pymts. Afer a few months I made Pymt arragements with providian and then they sold the acct to E-merge. After calling them and finding out that Providian sold my acct to them I had a bal. o...
Entity
Providian - Emerge
Categories: Credit Card Processing (ACH) Companies
34, Report:
#65833
Posted Date:
Aug 17 2003
Emerge, Providian ripoff - this is the thanks I get for never paying late These 2 companies (Providian & Emerge) are in the business of exploiting customers. Atlanta Georgia
I apllied for, and received both a Providian classic card and a Getsmart Internet card from Providian. Both were opened initially with a $500.00 credit limit.
Throughout the years I ALWAYS paid my bills on time which led them to increase my limits throughout the years to $4500 a...
Entity
Emerge, Providian
Categories: Credit & Debt Services
35, Report:
#64741
Posted Date:
Jul 27 2003
Providian and Emerge ripoff deceptive company POSSIBLE CLASS ACTION LAW SUITE Atlanta Georgia
TO ALL WHO WERE VICTIMIZED BY PROVIDIAN AND EMERGE, PLEASE READ.
I MYSELF AM ALSO A VICTIM OF THIS COMPANY'S DECEPTIVE PRACTICE, HAVING MY ACCOUNT SOLD OVER TO EMERGE. ALTHOUGH I WAS NEVER LATE ON MY PAYMENTS, FURTHER MORE PAYING ON AVERAGE EVERY TWO WEEKS.
I CAME ACROSS A LI...
Entity
Providian/ Emerge
Categories: Credit Card Processing (ACH) Companies
36, Report:
#64235
Posted Date:
Jul 21 2003
Providian/Emerge ripoff, Providian sold my debt to Emerge, who cancelled card, and are now threatening me. ripoff Columbus Georgia
I had a Providian Master Card. They kept increassing my credit. After two years, I received a letter saying Emerge was taking over Providian. Then got another letter cancelling my account. Now 2 years later, threatening me to make payments, and adding $35.00 for over limit every...
Entity
Providian/ Emerge
Categories: Credit Card Processing (ACH) Companies
37, Report:
#63621
Posted Date:
Jul 14 2003
Emerge MasterCard A Subsidiary Company Of Providian ripoff consumer rip-off fraud Columbus Georgia
I have been a customer of Providian for years with my credit in good standing. I have been trying to get my credit cards paid off so I put up my cards and hadn't used them for a long time. I received a notice in the mail that my credit limit was going to be reduced by $600.00 (coi...
Entity
Emerge MasterCard
Categories: Credit Card Processing (ACH) Companies
38, Report:
#62721
Posted Date:
Jul 04 2003
Providian Emerge Bank ripoff victim needs help Internet Worldwide
HELP!!! I'm going to lose my house; I can't believe I found this website!! .....
My story is EXACTLY the same as everyone else's. My husband is recovering from cancer... and I called Providian and BEGGED them to help lower the interest rate on this credit card that I have had f...
Entity
Providian
Categories: Banks
39, Report:
#62389
Posted Date:
Jul 01 2003
Providian Emerge ripoff Dallas Texas
Closed account and sold it to Emerge .....
I have read several of the reports and feel for these consumers. I, too, was a victim of the Providian / Emerge credit swap.
I had been with Providian for a little over a year and had added a couple of insurances to my account - just...
Entity
Providian
Categories: Corrupt Companies
40, Report:
#60527
Posted Date:
Jun 13 2003
PROVIDIAN EMERGE RIP-OFF COLUMBUS Georgia
PROVIDIAN EMERGE attempted RIP-OFF !!!!! OR TRIED TO ANYWAY.... mistreated and ripped off COLOMBUS Georgia .....
I am writing on behalf of my husband who was a victim of the PROVIDIAN/EMERGE rip off. He had held his PROVIDIAN card for almost 5 years when all of a sudden he gets ...
Entity
PROVIDIAN
Categories: Corrupt Companies
41, Report:
#60283
Posted Date:
Jun 11 2003
Providian - Emerge ripoff rip-offs Columbus Georgia
I had a Providian credit card for at least 4 years never paid late, always paid minimum pmt and above. I never looked at my bill to see if there was any problems I just paid what I had to (my own fault) one day I took a look at the bill and relized that I had a 29.9% intrest rate, w...
Entity
Providian - Emerge
Categories: Credit Card Processing (ACH) Companies
42, Report:
#59869
Posted Date:
Jun 07 2003
PROVIDIAN EMERGE MASTERCARD ripoff business from hell ATLANTA Georgia
This is such a scam. I had a great interst rate of 12.99% which I worked very hard over several years to get after my ex-husband ruined my credit. Then I get this letter from these EMERGE MASTERCARD assholes stating that they bought out my getsmart account. Then I receive my first s...
Entity
PROVIDIAN EMERGE MASTERCARD
Categories: Credit & Debt Services
43, Report:
#59829
Posted Date:
Jun 06 2003
Providian Emerge Mastercard ripoff There should be some law on consumers being able to increase interest rates once an account has been closed. Atlanta Georgia
When I first got my account from providian in 1998 my account had available credit of $500 max. When I left to go to Korea in 2000 my credit limit was the same. While in Korea I never saw any of my bills, but I made sure I paid off the account every chance I could while in Korea. ...
Entity
Providian Emerge Mastercard
Categories: Credit Card Processing (ACH) Companies
44, Report:
#59711
Posted Date:
Jun 05 2003
Providian Emerge Mastercard Ripoff Liars & Cheats ripoff artists These creeps continually charge me over limit fees Atlanta Georgia
When Emerge took over the account, it switched from Visa to Mastercard so I cancelled the account. Frankly, I just wanted a Visa. My interest rate skyrocketed! In Addition, while still Providian, I was offered a special credit increase program. It virtually doubled my limit. I've...
Entity
Providian Emerge Mastercard
Categories: Corrupt Companies
45, Report:
#59403
Posted Date:
Jun 03 2003
Providian Emerge Mastercard ripoff Atlanta Georgia
I had a credit card issued by Providian Bank. After several months they increased my credit limit because I kept the account in good standing. I then recieved a letter from them stating there were some changes to my account and I would be recieving a new card in the mail with the ...
Entity
Providian Emerge Mastercard
Categories: Credit & Debt Services
46, Report:
#59054
Posted Date:
May 31 2003
Providian/Emerge ripoff Atlanta Georgia
I had a Providian Visa Card with an excellent credit rating with them. I paid my payments on time and received large credit line increases.
One day, out of the blue, at my old address (not even the last address I had on record with Providian), I got a bill from Emerge Mastercard...
Entity
Providian Emerge
Categories: Corrupt Companies
47, Report:
#58191
Posted Date:
May 24 2003
Providian/emerge ripoff and extremely high interest rates Columbus Georgia
I have noticed that alot of the post that everyone dealing with Emerge Mastercard are in the same situations as I am. No notice on change, outragous finance charges ridiculous yearly fee and no customer service available to you.
Yolande
orlando, FloridaU.S.A.
Entity
Providian/emerge
Categories: Credit & Debt Services
48, Report:
#54926
Posted Date:
Apr 29 2003
Providian Emerge Credit Services will not talk to me all I get is the run around will not honor credit protection ripoff swindlers Atlanta
will not honor my payment protection
Joseph
Stoughton, MassachusettsU.S.A.
Entity
Providian Emerge Credt Services
Categories: Credit Services
49, Report:
#1032438
Posted Date:
Apr 10 2003
PROVIDIAN EMERGE MASTERCARD ripoff ATLANTA Georgia
I HAVE HAD A PROVIDIAN GETSMART VISA FOR 3 YEARS - THEY HAD INCREASED MY CREDIT LINE NUMEROUS TIMES DUE TO MY OUTSTANDING PAYMENT HISTORY.
BEING ONLINE ONE DAY I FOUND MY CREDIT LIMIT DECREASED AND PROMPTLY CALLED TO FIND OUT WHY.
I WAS NOW CONSIDERED A CREDIT RISK BY THEI...
Entity
PROVIDIAN EMERGE MASTERCARD
Categories: Financial Services
50, Report:
#51467
Posted Date:
Apr 03 2003
Providian Emerge Mastercard RIPOFF mistreated and ripped off Columbus Ohio
Dear Folks:
I do not accept your change of interest rates, and will not pay the increased rate. If you fail to lower the rate immediately, I will not make any payments to you -- ever.
Because of your predatory, bait-and-switch, usurious tactics intended to screw me, you have incur...
Entity
Providian Emerge Mastercard
Categories: Credit & Debt Services