51, Report:
#338029
Posted Date:
Jun 07 2008
Orchard Bank - HSBC Card Services Fradulant, Misleading, Awful Customer Service -Theifs Salinas California
Orchard Bank - HSBC Card Services - Mountain Bank is a fraudulent horrible company to deal with. They are misleading and take advantage of many people. They do not disclose fees and have the worst customer service you could possibly imagine. They people if you can call them that ...
Entity
Categories: Banks
52, Report:
#304416
Posted Date:
Jun 06 2008
HSBC| Orchard Bank Credit Card Services THE WORST CARD FOR THE BEST PEOPLE WITH BAD CREDIT Salinas California
The best card for people with bad credit. What a crock of shit! I'm writing this letter on my husband's behalf. As soon as his current balance is paid off his account will be terminated! Why, I'll tell you why, read on! I can't even imagine how long HSBC\Orchard Bank has bee...
Entity
Categories: Credit Card Processing (ACH) Companies
53, Report:
#155849
Posted Date:
May 23 2008
Orchard Bank, HSBC, Household Bank Fraudulent City Of Industry Ripoff California
I sent in 2 checks to payoff my 2 Household Bank accounts. The first check was in the amount of $561.00 and was made payable to Orchard Bank. I went to their website to get the address on where to send payments in. According to Orchard Bank's website, If I live in California (which ...
Entity
Categories: Banks
54, Report:
#235616
Posted Date:
May 19 2008
HSBC, Orchard Bank LEADERS IN CREDIT CARD PREDATORY LENDING Salinas California
DATE: 10 / 2005 my house of 6 years was in the first stage of foreclosure due to a loss of employment. Needless to say all my credit cards (now in default) were not extending me any credit. Before being laid off my credit rating was AAA. But I digress, this application for a credit ...
Entity
Categories: Credit & Debt Services
55, Report:
#333233
Posted Date:
May 18 2008
Orchard Bank Credit Card - HSBC - Hong Kong Shanghai Banking Company Payment Posting Ripoff and Rush Payment Ripoff Salinas California
On my Orchard Bank credit card statement dated March 11, 2008, my statement reflected that a payment of $32 was due on Saturday, April 5, 2008. On Thursday, April 3, I went online to make a payment of $100. When it came time to post the payment date I would like to use, it would n...
Entity
Categories: Credit Card Processing (ACH) Companies
56, Report:
#332238
Posted Date:
May 13 2008
Orchard Bank - HSBC Card Services Hidden Fees Salinas California
I called to increase my credit limit and was told there would be no charge.
I opened my next bill and there was a $20 Misc. Finance Charge listed on the bill that covered the increase.
I called and spoke to one customer service person and one supervisor. I was told, that ...
Entity
Categories: BBB Better Business Bureau
57, Report:
#326096
Posted Date:
Apr 19 2008
Orchard Bank Credit Card - Hsbc Card Service Very dishonest company, Very decieving fees and interest. Los Angeles Salinas California
Orchard bank claims they give cards to people who have had some credit problems. When i first got this card i had some credit problems, But since i have had this account for a year my credit has improved greatly, I have a walmart card, a sutherlands card, a lowes card, a dillards ca...
Entity
Categories: Corrupt Companies
58, Report:
#321621
Posted Date:
Apr 19 2008
Orchard Bank/ HSBC I not only 2nd, but I two thousandths that they are a rip off!! low apr !! HAHAHAHA where is the sike written Probably Some Rich Guys Basement Nationwide
I really wish I had known about this site when I signed up with Orchard. It amazes me how many people are getting.. pardon my french... screwed over with disgustingly high APR who don't deserve it. I pulled my credit report, and noticed wow I've been current with HSBC for over 3 yea...
Entity
Categories: Loans
59, Report:
#320609
Posted Date:
Mar 24 2008
Orchard Bank HSBC Card Services Sold me insurance that if I lost my job they would pay what Iowed no work since nov. 07 Carol Stream Illionois
Orchard bank told me when i got my credit cards that i could get insurance if i was out of work. They also said if i got in a accident i didnt have to worry they would take care of the money owed. Last Nov. i lost my job there was no work so after looking around for 2 months i...
Entity
Categories: Credit Card Processing (ACH) Companies
60, Report:
#314323
Posted Date:
Mar 10 2008
ORCHARD BANK/ HSBC APR% TRIPLED TO 28.9%, LATE ONCE IN 2 YRS Portland Oregon
I have had a card with Orchard for just about 2 yrs. I was late once, just once and they TRIPLED, yes TRIPLED my APR from 9.9% to 28.95%. They said that in the terms of the agreement they could run another credit report on me at anytime and change the rate. This is a piece of gar...
Entity
Categories: Credit & Debt Services
61, Report:
#296243
Posted Date:
Jan 30 2008
Orchard Bank - HSBC Card Services Raised APR on a fixed APR account Carol Stream Illinois
I have been an on-time-paying customer since 2005 and this year they bumped my APR from 12% to 28.5%. Look, I filed bankruptcy in 2005 and I had no illusions about my credit situation so I immediately got an account to help me re-establish myself. This card has helped me greatly but...
Entity
Categories: Credit & Debt Services
62, Report:
#300052
Posted Date:
Jan 30 2008
HSBC (ORCHARD BANK) CONSTANT UNAUTHORIZED CHARGES BY THEIR AFFILIATES SALINAS CALIFORNIA *EDitor's Suggestions on how to get your money back into your bank account!
I am constantly having to call Orchard Bank regarding charges by affiliates of theirs ie:HSBC Daily Discounts, American Leisure, EZ Saver....In spite of my insistence that I did not authorize these companies or charges, they simply say well, you must have or they wouldn't have been ...
Entity
Categories: Credit & Debt Services
63, Report:
#301913
Posted Date:
Jan 21 2008
Orchard Bank - HSBC Bank Orchard Bank HSBC bait and switch tactics to rip off comsumers on credit cards Salinas California
Orchard Bank and HSBC are some of the worst predatory lending companies in business today as a far as gouging excellent customers with interest rate spikes. My wife has 3 cards with HSBC and Orchard Bank and I have 2 with Orchard Bank. We got them 3 years ago to help rebuild our c...
Entity
Categories: Credit & Debt Services
64, Report:
#287750
Posted Date:
Dec 17 2007
Orchard Bank, HSBC Card Services, Inc. Triligent, Triligent *Auto Vantage / *Great Fun Direct Marketing Scam - Deceptive Practices - Bate and Switch Shraumburg Illinois
HSBC/Orchard Bank is involved in a deceptive marketing scam via its affliate Triligent that sends out check appearing to be account overpayment refund checks that actually enroll consumers into programs they don't need and charge their credit cards unbeknowst to them 30 days later. ...
Entity
Categories: Financial Services
65, Report:
#287098
Posted Date:
Nov 27 2007
Household Bank , Orchard Bank HSBC is a complete ripoff Salinas California
This company ia a complete ripp off, I closed my account after just 30 days. My bill for one was due on a Sunday which was a little odd, but I payed my bill via internet. Well I get a email 3 days later saying that my financial institution had reversed my payment for non-suffient fu...
Entity
Categories: Banks
66, Report:
#286141
Posted Date:
Nov 22 2007
HSBC Orchard Bank Sent unused card back - being charged for what? Salinas California
I was advised to start rebuilding my credit after a bankruptcy by getting a credit card from Orchard Bank in CA. I applied for and received the card, but something told me to check them out before using it.
So, I came to this website, and after reading all the horrendous reports...
Entity
Categories: Con Artists
67, Report:
#273506
Posted Date:
Nov 15 2007
Orchard Bank - HSBC late charges on bill when i was not over the limit Salinas California
i have never seen or heard of a credit card company doing this kind of scam before. i dont see how they can not be sued for this! there are laws they do have to go by. here is my story--- frist i went over my limit and orchard rasied my percentage rate from 12% to 30.49% that is unr...
Entity
Categories: Banks
68, Report:
#282235
Posted Date:
Nov 01 2007
Orchard Bank - HSBC North America HSBC/Orchard Bank - A Predatory Lender! Prospect Heights Illinois
I won't hide the fact that I fell behind/over my limit with an Orchard Bank Master Card account. Late fees and overlimit fees can be expected from any card holder. But to have MORE late fees assessed to your account even while the current billing cycle is still open is PREDATORY i...
Entity
Categories: Banks
69, Report:
#251684
Posted Date:
Oct 16 2007
ORCHARD BANK HSBC BIG TIME RIP OFF ARTISTS! BIG TIME RIP OFF ARTISTS! SLICKSTERS, SNEAKY AND FRAUDULENT BILLING METHODS Salinas California
On 6/1/07, I paid my monthly online credit card payment to Orchard and it stated that although I was making a payment on today it would not credit my account until Monday which meant I would be charged a late fee of $30. (Although my due date is on a Sunday, 6/3/07). This makes no s...
Entity
Categories: Credit Card Fraud
70, Report:
#277008
Posted Date:
Oct 04 2007
HSBC Orchard Bank chargedlLate fees charged when we have proof payment was made before due date Salinas California
We have our payments via auto bank draft on all of our credit cards most are made on the due date. Orchard bank is made prior to the due date. we have had this on orchard bank for about a year.
We just recieved a statement with an unrealistic interest rate and a late fee. Our du...
Entity
Categories: Banks
71, Report:
#272445
Posted Date:
Sep 25 2007
HSBC ORCHARD BANK OUTRAGEOUS INTEREST RATES LAS VEGAS Nevada
Simply put, this company is a predatory lender. They need to be investigated by the FTC. The current interest rate on my $400.00 limit Orchard credit card is over 30%. In addition there is a $59.00 yearly service fee. I have never missed or been late on a payment. I'm paying off...
Entity
Categories: Credit Card Processing (ACH) Companies
72, Report:
#274474
Posted Date:
Sep 13 2007
Orchard Bank HSBC Charging late fees Bank Nevada California
Orchard Bank is a ripoff! I pay my bill on time and it still manages to charge a late charge. They hold your payment for several days until they post it to your account. The fees are outrageous I pay with a money order send it on time. It's not my fault it the post office doesn't d...
Entity
Categories: Banks
73, Report:
#269256
Posted Date:
Sep 13 2007
Orchard Bank - HSBC Did not activate acct Have numerous documentation supporting attempts to dispute this card - being charged and didn't even use won't cancel my info or clear false charges fees Ripoff Salinas California
I contacted several credit card companies online - I received the information in the mail from Orchard and another from HSBC - I contacted about activation - was told they were unable to complete application and needed additional information to verify identity. I told them I did not...
Entity
Categories: Credit Card Processing (ACH) Companies
74, Report:
#262195
Posted Date:
Sep 10 2007
Orchard Bank Aka HSBC Aka Snap Returned check scam! Bank account number magically changed on its own. last digit dropped City Of Industry California
I received my new orchard bank credit card a few weeks ago. I purchased a couple hundred dollars on it. I signed up for their online bill pay service. The site requires you to enter the account number for your bank twice to guarantee no mistakes. Somehow, magically, the last digit w...
Entity
Categories: Credit & Debt Services
75, Report:
#269589
Posted Date:
Aug 23 2007
Orchard Bank, HSBC Worst Credit card company ever! Total scams and horrible customer service! City Of Industry California
Our story starts with us receiving a $300 credit card from Orchard bank. We had no problems for the first few months until we paid the entire balance and then it all began. We spoke with a poor english speaking gentleman and asked our balance and if they could take one of the fees...
Entity
Categories: Credit & Debt Services