Catherine
Richmond,#2Consumer Suggestion
Thu, June 05, 2008
When your husband applied for the card, these were options that were offered. In most cases you need to UNCHECK THE BOX to decline the offer. I would bet dimes to dollars that he didn't and thats why the charges are there. Its good that you check the fine print. If every one did this sort of thing wouldn't happen. Easiest way to make sure that it doesn't is to read everything on an internet application before hitting the submit button.
Consumer
1231,#3Consumer Comment
Thu, June 05, 2008
these things you get from banks would require proper verification (like personal info) before they sign you up. (its part of bank policies) either that or you use your registerd phone to call for them to be able to identify you. then they check the info to see if it matches their records. things like that, big companies follow tedious processes to help prevent fraud that could later result in losses.