51, Report:
#614811
Posted Date:
Jun 23 2010
JP Morgan Chase Bank Al Capone Inc. Unjustly destroyed an excellent credit rating.. Internet
I will make this short and sweet..I began with Providian,then WAMU, and finally Chase!! No choice of my own, and now have no other choice due to capping of limits,interest rate hikes and penalties for finally deciding to not deal with them any further. I have never had a missed or m...
Entity
Categories: Banks
52, Report:
#611909
Posted Date:
Jun 09 2010
Excel Acquisitions LLC Is charging me for a 10 year old debt North Falmouth, Massachusetts
This Account through Providian Bank was closed in the year 2000 in the spring according to Equifax. Excel changed the debt to 2005, this blatant lie is preventing me from opening a checking account. I have contacted them and all I get is an answering machine and no one ca...
Entity
Categories: Credit Card Fraud
53, Report:
#609679
Posted Date:
Jun 02 2010
Providian National Bank Midland Funding LLC I received a bill with my address and Dennis J. Milligan's name, messing up my credit and annoying us. Sparks, Nevada
I am getting mail from a Collection Bureau with my address and someone elses name on it. We are experiencing bad reports on our credit report, making our credit score low.
I have worked for three months trying to get this straightened out with the 3 credit bureaus and now I g...
Entity
Categories: Questionable Activities
54, Report:
#595366
Posted Date:
Apr 22 2010
Providian Medical Equiptment Buyer Beware Willowick, Ohio
Buyer beware.
My first interaction with Providian Medical will be my last.
Last January (three months ago) I returned a $47,500.00 sono machine unopened because a pending lease fell through. My first conversation with the sales rep involved this information and a written 60 day re...
Entity
Categories: Medical Supplies
55, Report:
#586055
Posted Date:
Mar 27 2010
MALEN AND ASSOCIATES - Bank of America sham pleading illegal collections proceedings unfined fraudulent collection scam went unsanctioned by judges who aided in defrauding an ilegal and unsigned court order/bank freeze federal conversion o Internet, New York
while providian bank sent me and my roomate a settlement agreement in a class action lawsuit for scamming customers and caught in a usuary scam charging way over legal interest rate malen and assoc filed a sham/fraudulent case which is a felony and ia did nothing to the judges =thre...
Entity
Categories: Collection Agency's
58, Report:
#223615
Posted Date:
Jan 23 2010
Premier Savings - PNC The Real Deal with Premier Savings ripoff Mesa Arizona
Here's the real deal on Premier Savings. They are just a room full of telemarketers who are after your money.
When you receive that call from them just remember they only want your money and then hang up. They will try to convince you that you are qualified for a new card but the...
Entity
Categories: Credit & Debt Services
59, Report:
#60936
Posted Date:
Jan 09 2010
Emerge Providian ripoff credit mess up terrible customer service no web access scam Columbus Georgia
Well, after reading several dozen reports from others I'm feeling much better about my relatively not so bad experience. However, I feel compelled to tell it anyway.
I had a $800 credit card from Providian which was sold to Emerge who promptly double the interest rate to 30 perce...
Entity
Categories: Credit & Debt Services
60, Report:
#549455
Posted Date:
Jan 04 2010
Emerge Visa Credit Card CLOSED MY ACCOUNT AND I HAVE PERFECT CREDIT!!!! I have been a good customer for years and always paid my account in full. I had one late payment due to a mailing issue and they closed my account ATLANTA, Georgia
I have been a good customer of Emerge, previously Providian for years. I have excellent credit and have always paid my balance monthly in full. I mailed a payment before leaving for the holidays only to find, when I returned home, that it was never received. I immediately made my pa...
Entity
Categories: Credit & Debt Services
61, Report:
#506911
Posted Date:
Oct 09 2009
Hotels.com - Ian Travel Services Ian Travel Double billing $1176 for the same hotel reservation Internet
My name is Ceshi , an assistant professor at Albany Medical College .
I reserved a hotel (TownePlace Suites By Marriott Denver Downtown) for a scientific meeting through hotels.com in Dec 2008 and paid $1176.3 through my chase credit card (My account n...
Entity
Categories: Hotel
62, Report:
#494492
Posted Date:
Sep 15 2009
Providian National Bank Card Visa Tried to make me pay by post dating 5 checks New Hampshire
I received a call from a Law office concerning collection of a debt from more than 15 years ago. They wanted to collect $640 for a visa card from Providian National Bank. My limit at that time was only $300 and majority of that was a processing fee. I stopped payin...
Entity
Categories: Collection Agency's
63, Report:
#479498
Posted Date:
Aug 13 2009
Providian VISA ,Providian Bank ,Providian Financial Providian created excessive charges after credit card reported stolen and pursues collection for years! 31302 Clearpond Road, Oklahoma
In 2001, my wallet -including secured credit cards from Providian & Direct Merchants Bank- was stolen. I reported the theft immediately (same day) and provided the agencies with information on the police report. Luckily, I did recover my wallet, but it was only the b...
Entity
Categories: Credit & Debt Services
64, Report:
#478393
Posted Date:
Aug 11 2009
Chase watch out, they discriminate against wamu customers, increase your interest rate and then close your account locking you in to higher rates if you opted to keep your apparent terms of agreement Wilmington Delaware
I have been a very good customer of this credit line since 1998, over 10 years. I started w/Providian, Washington Mutual bought them, and finally Chase took over. I never made a late payments, even through very difficult financial times since my credit score was extremely importa...
Entity
Categories: Banks
65, Report:
#477623
Posted Date:
Aug 08 2009
Chase Credit Cards Chase cancelled my account and many others) giving dishonest reasons. P.O. Box 17199 Delaware Nationwide
A few days ago I received a letter dated July 29, 2009 saying that after careful consideration they were closing my account.
I've had this account for more than 10 years (first through Providian and then WAMU)- never gotten close to the balance, never made a late payment. In fac...
Entity
Categories: Credit & Debt Services
66, Report:
#476656
Posted Date:
Aug 05 2009
Law Offices Of Andrew Marancik PC Contacted to collect old debt, threatened court, set up payment, can no longer contact by any means. Houston Texas
I was contacted in October of 2008 by the Law Offices of Andrew Marancik, threatening court procedings, even after I advised I was in a debt program regarding the collection of an old debt with Providian Bank.
The harassmemnt continued by phone calls, so I felt obligated to set u...
Entity
Categories: Financial Services
67, Report:
#472376
Posted Date:
Jul 22 2009
Messerli And Kramer I received an argumentative insulting phone call today. Plymouth Minnesota
I got a call today at work from Messerli and Kramer a 'law office' in Plymouth Mn...telling me I owed them 11k for a Providian account that I had opened years ago...could not tell me when or where or what the credit limit had been just that they were getting ready to serve me with p...
Entity
Categories: Collection Agency's
68, Report:
#470656
Posted Date:
Jul 17 2009
Midland Credit Management, Inc./Midland Funding A Subsidiary Of Encore Capital Group, Midland Credit Corp MCM, started out as a small bottom feeder prior to the shark or whale status they now enjoy San Diego California
Midland Funding LLC. Last December I received a court summons from Midland Funding LLC for a credit card account from Aspire Visa that had been charged off over three years ago. The balance was over $1600. I answered the summons and asked for all the paper work ie- signed contract w...
Entity
Categories: Collection Agency's
69, Report:
#263091
Posted Date:
Jul 10 2009
Cambece Law - Collect America Debt Collector Ripoff Peabody Massachusetts
In Feb., I received a call from a man named Dan from Cambece Law. He instructed me that my husband owed Collect America $4,990, a debt from Providian that had been charged off the weekend before. He told me that we must pay the full amount immediately. After getting very upset, a...
Entity
Categories: Lawyers
70, Report:
#447487
Posted Date:
Jun 30 2009
Chase Bank changed due date to Wamu card I had for 5 years. Refused to reverse my first and only late payment. Nationwide
I have had my Providian/Wamu card for nearly 5 years. My due date has never been before the last day of the month. I got in the habit of getting online at the end of the month to make my payment every month.
Last month it was a day earlier than it had ever been, on the second t...
Entity
Categories: Credit Card Processing (ACH) Companies
71, Report:
#466305
Posted Date:
Jun 30 2009
Bronson & Magliaccio Law Firm The keep getting it wrong Williamsville, New York
After several communications with my bank after an identify fraud, Washington Mutual agreed that I was not responsible for any account opened under the PROVIDIAN name. This law office, if they are even licensed to practice in New York State, doesn't think so. Calls, harrassment!!!
...
Entity
Categories: Lawyers
72, Report:
#188359
Posted Date:
Jun 27 2009
Goldsmith & Hull - Unifund - Providian Bank Ripoff Harrassment by using threats of legal actions against a credit card debt long overdue Encino California
I received a letter today in the mail from the afore stated collection agency aka law office of the Goldsmith & Hull on b/o Unifund CCR Assignee of Providian Bank. This is regarding a long overdue credit card debt from 2001. This has been reported in my credit history as being negat...
Entity
Categories: Collection Agency's
73, Report:
#465493
Posted Date:
Jun 27 2009
NARS- National Asset Recorvey Systems Deceptive Collection Practices GerardoCape Girardeau Missouri
I was contacted by Victoria at NARS in April to settle an outstanding credit card debt with Providian. I was told that I could settle a $1,300+ debt for $400, paying two payments of $200 each. I was told that after I made the final $200 payment I would receive a call and by mail w...
Entity
Categories: Collection Agency's
74, Report:
#385300
Posted Date:
Jun 18 2009
PORTFOLIO RECOVERY A - CRANER SATKIN & SCHEER - OFFICER DOMENICK A. CASTELLUCCI PORTFOLIO RECOVERY REPRESENTED BY CRANER SATKIN & SHEER TOOK $6,247.35 + $125 TRANSFER FEE FROM MY SAVINGS ACCOUNT SCOTCH PLAINS New Jersey
On Saturday Oct 25 I received a letter from Lusitania Savings Bank, dated Oct 20th, stating that that was a follow up letter they sent me on August 15th. Letter which I never received in the 1st place.
At the time we informed you that we received a Notice of Levy from the Superi...
Entity
Categories: Miscellaneous Companies
75, Report:
#458619
Posted Date:
Jun 11 2009
Chase Credit Card - Outrageous APR Rates!J.P. Morgan Chase - Credit Card - Outrageous APR Rates! From WaMu to Chase - SCAM on APR Rates Wilmington Delaware
I was with Providian then WaMu now Chase. I have a checking and savings with Chase so when they bought WaMu I thought great! Now everything is together - how wrong I was. Received a notification that the APR which had been 24% now was 28%. I have never been late, great great cre...
Entity
Categories: Banks