1401, Report:
#60718
Posted Date:
Aug 16 2003
Body Of Change Body of Change should be run out of business, a class action suit and LA Fitness should be ashamed for such a vendor ripoff business from hell Atlanta Georgia
I share all of your experiences. I am one year in a dispute with Body of Change and their shyster practices. I have retained a lawyer. What they are doing is reporting not paying when you send a registered letter terminating your membership with them. The information is appearing ...
Entity
Categories: Health Spas
1402, Report:
#64923
Posted Date:
Jul 30 2003
MBNA the consumer rip-off fraud business that doesnt give a dam Wilmington Delaware
OK I have had a gateway PC for a few years now. I bought my Gateway directly from their local store and they provided the financing. I used to get a monthly bill from gateway. At some point in time a few months back Gateway sold all of their credit accounts over to MBNA, so I tho...
Entity
Categories: Credit Services
1403, Report:
#64674
Posted Date:
Jul 26 2003
FIRST CONSUMERS NATIONAL BANK ripoff Here's a tip - If the credit bureaus can not verify the account it must come off your credit file. PORTLAND Oregon
I recently contacted all three credit bureaus in regards to my FCNB account and disputed my balance. So far I have received my report from Transunion and they deleted my FCNB account and balance from my file because they were unable to contact or verifiy the account. I am still wa...
Entity
Categories: Credit Card Processing (ACH) Companies
1404, Report:
#64606
Posted Date:
Jul 25 2003
Gateway Chevrolet fraudulent ripoff business Chicago Illinois
A salesman by the name of Sam Taylor contacted me telling me that that Gateway had obtained my credit report and that based on it, I was approved for a car loan large enough to pick any vehicle that I wanted. I told Mr. Taylor that I never gave them permission to pull my credit rep...
Entity
Categories: Auto Dealers
1405, Report:
#64549
Posted Date:
Jul 24 2003
CIC Credit Monitoring ripoff consumer fraud ripoff fraudulent ripoff business San Diego internet
I too was ripped off by Consumer Credit Monitoring and I want my money back. I have not only emailed them, but I have also called. I will be joining the Lawsuit and will take every action to stop this from happening to someone else. I had no idea that I would be charged for this....
Entity
Categories: Credit Services
1406, Report:
#64454
Posted Date:
Jul 23 2003
CIC Credit Monitoring System ripoff Orange City California
When Trans-Union offers a free copy of a credit report based on a recent loan denial, why would they allow CIC credit reporting to hide in the back ground of their website so they may initiate such fraud.
A class action law suit against CIC, and all three credit-reporting agencie...
Entity
Categories: Credit Services
1407, Report:
#64231
Posted Date:
Jul 21 2003
HRS, Equifax false reporting, misinformation Wilmington Delaware
I see that several people have complained about HRS and the credit bureaus.One individual suggested a class action and I would gladly join.
2 years ago when checking our credit, I found a charge off on our report from HRS.
I couldn't figure out who these people were and then r...
Entity
Categories: Credit Reporting Agencies
1408, Report:
#64202
Posted Date:
Jul 21 2003
FingerhutFingerhut/ Mitchell N Kay Attorney At Law Reporting a charged off balance on my credit history- I have NEVER held an account with them- unfortunatly for them, I am an INFORMED consumer New York New York
I first noticed an extrememly negative listing on all three of my credit reports (Experian, Trans Union and Equifax) back in November of 2002. As I have never held an account with Fingerhut, I wondered where they were getting their information from.
I disputed it right away with ...
Entity
Categories: Corrupt Companies
1409, Report:
#63918
Posted Date:
Jul 18 2003
Nation Wide Credit Counseling RIPOFF BUSINESS FROM HELL, a credit repair agency TOOK MY MONEY & DIDN'T PAY OFF MY DEBT, CHARGED FOR SERVICES NEVER RENDERED! Springfield Missouri
This is a credit repair agency. I signed a contract with NWCC in July, 2002. They were to help me update and/or delete incorrect or outdated items on my credit reports, from all three major bureau's, (Trans Union, Experian & Equifax).
At the end of July, 2002, a NWCC rep contac...
Entity
Categories: Credit & Debt Services
1410, Report:
#57880
Posted Date:
Jul 16 2003
NCO Financial Systems Ripoff, Illegal FCC Practice, NOT ABLE TO CORRECT CREDIT REPORT. NCO Financial Systems ripoff, illegal FCC practice, NOT ABLE TO CORRECT CREDIT REPORT. consumer fraud ripoff Fort Washington, Philedelphia Pennsylvania
BE AWARE: This company has no legal claim against you. Creditors sell only write-off claims to them. Legally, these claims have been written off by your original creditor. That means that the claim is finished. You can not be taken to court. You can not recieve an additional bl...
Entity
Categories: Corrupt Companies
1411, Report:
#63696
Posted Date:
Jul 15 2003
Fingerhut, Axsys National Bank charged off account with no notification of letter, have been dealing with Fingerhut for years, laid off St Cloud Minnesota
FingerHut aka Axsys National Bank...As of 4/13/2003 on my credit report, Fingerhut has charged off my account. I was laid off in November of 2002. Have been struggling to get back on my feet. Axsys started sending my bills back to me and I was paying on them up until 4/2003. Wit...
Entity
Categories: Corrupt Companies
1412, Report:
#62663
Posted Date:
Jul 03 2003
OCWEN Federal Bank consumer fraud ripoff - They have ruined my credit and tried to take my sanity, but with God's protection we're coming out! Orlando Florida
We were sold to Ocwen from Finance America in March 2000. In May 2002, our business failed which meant no pay check. We became late with our June/2001 payment and they were threatening foreclosure so we sent a check and it bounced. Our fault.
We were then due for July. Ocwen...
Entity
Categories: Consumer Services
1413, Report:
#62196
Posted Date:
Jul 02 2003
ClearCredit consumer rip-off fraud, somehow obtained my credit card number without me giving it to them internet
Clear Credit contacted me by email concerning my account.
I responded by email that I was not aware of any account with their company.
A female responded by email that I was correct. I did not have an account with them.
One week later I received my Visa statement and found...
Entity
Categories: Credit Reporting Agencies
1414, Report:
#61442
Posted Date:
Jun 22 2003
CIC Credit Monitoring deceptive company credit report BS Orange California
Fell for the free credit report BS. Said they would send me a report, with free membership for 30 days. The only thing I received from CIC was a charge for $80 bucks!! After checking this site, I realize that I was not the only one taken by this company. Rest assured that I am d...
Entity
Categories: Credit & Debt Services
1415, Report:
#60649
Posted Date:
Jun 14 2003
Columbia House Total Rip-Off and Scam ripoff fraud business Terre Haute Indiana
I subscribed to this service 4 years ago, and I paid for all of the CD's up front, but they would keep pressuring you to buy more and more. After the sipping costs, you can get a better deal at Target for the same CD's. It's truly a scam.
I owe these Freaks nothing, nada, not one...
Entity
Categories: Mail Order Services
1416, Report:
#60434
Posted Date:
Jun 12 2003
Palisade Collections LLC Dba OSI Portfolio Services Fraudulent AT&T Delinquencies to Lower Credit Score ripoff deception Duluth GeorgiaPalisade Collection Agency investigation Fox6 news investigative reporter John Mattes exposes Palisade like others exposed on Rip-off Report that sends out collection notices for alleged nonexistent bills threatening to ruin your credit. This Video link will better educate consumers about these types of Collection Notices.
I have submitted the following, along with a link to www.ripoffreport.com, to Trans-Union, Equifax, Experian, the Atlanta Better Business Bureau, and the Georgia Attorney General's Office:
While preparing to apply for a mortgage, I noticed a delinquent debt on my credit report fr...
Entity
Categories: Corrupt Companies
1417, Report:
#59441
Posted Date:
Jun 03 2003
Experian refuses to correct misreported information deceptive company Allen Texas
Experian is set up to help business to determine if a consumer is credit worthy. As an accountant I commonly use Experian in my line of business. From this point on, I will not!!! I have had something reported to them that was incorrect and I have sent all proof and the proper forms...
Entity
Categories: Credit Reporting Agencies
1418, Report:
#59041
Posted Date:
May 31 2003
CIC*Credit Monitor Svc Fraudulent Billing of $79.95 for annual monitoring which I denied by saying No Thanks after receiving my so called free Equifax Credit Report Internet Internet
After receiving a free Equifax credit report, this service went on to state that they would monitor my credit situations (good or bad on an annual basis).
This was an optional service to be paid for. I turned down the offer by clicking No Thanks and yet my credit card was charg...
Entity
Categories: Credit Services
1419, Report:
#58963
Posted Date:
May 30 2003
NCO FINANCIAL BIGGEST SCAM GOING ripoff rip-off. Billing fraud. PHILADELPHIA Pennsylvania
I have an entry on my credit report stating: medclr account number-emergency 679. When I found the entry I contacted the company, finding out it was an entry from NCO FINANCIAL. I have had problems with this company before.
I sent them paper work through the mail stating t...
Entity
Categories: Credit & Debt Services
1420, Report:
#58609
Posted Date:
May 28 2003
Equifax Credit Reporting Agency has repeatedly violated the Fair Credit Reporting Act as well as my rights as a consumer; They repeatedly report wrong information despite 5 disputes abused & mistreated Atlanta Georgia
Despite 5 previous attempts at correcting my credit report, they continue to report the wrong information! They continue to screw me over by reporting 21 delinquent student accounts, instead of 1 consolidated account I have been paying religiously on time since 8/2002!!
They ar...
Entity
Categories: Credit Reporting Agencies
1421, Report:
#48323
Posted Date:
May 23 2003
BP / Citi rip-off Filimington Delaware
I was denied credit due to a delinquent account reported to both Equifax and Experian. I requested my credit report and BP/Citi came up as the company reporting my delinquincy. They stated that I owed them $115 and have since 1998.
I have bought and sold 2 homes since that da...
Entity
Categories: Credit Reporting Agencies
1422, Report:
#57055
Posted Date:
May 15 2003
HRS/USA HRS/USA SCAM destroyed my good credit rating Wilmington Delaware
This is the scam that HRS/USA is using to destroy our good credit. They are the collection agency for Best Buy and Price Club Costco et. al. They file past due/in collection report with Equifax et al. This shows up on your credit report when you want to take out a loan.
They can...
Entity
Categories: Con Artists
1423, Report:
#56746
Posted Date:
May 13 2003
Experian Credit Reporting Agency Rip off from the pit of hell! 20 minute phone hold! Extremely hard to speak with a real person. victimized many consumers Cost Mesa California
I applied for a refinance auto loan online today with a well-known online lender. I receieved the results after 10 minutes saying that I was not approved for the loan. I'm like--What?! I have absolutely outstanding credit. I called and asked which reporting agency they used and they...
Entity
Categories: Credit Reporting Agencies
1424, Report:
#56591
Posted Date:
May 12 2003
CIC Credit Monitoring Unauthorized billing, Misleading advertizing of free report rip off Internet
If you've been victimized by this company pretending to be Equifax or supplying a FREE credit report/free trail period- you can call 877-513-4175 for a refund. I don't know if they'll give you *all* your money back, but were very cooperative and conciderate in cancelling this accoun...
Entity
Categories: Credit Reporting Agencies
1425, Report:
#55570
Posted Date:
May 04 2003
Experian Transunion Equifax Innova victimized many consumers by colluding with criminal activity rip off Nationwide
Credit bureaus are not correcting errors in credit reporting.
They are fractionalizing the reports.
Fractionalizing is when they take reports with over-lapping data and then make them separate reports.
In my case, another individual is using my husband's social security num...
Entity
Categories: Credit Reporting Agencies