151, Report:
#306709
Posted Date:
Feb 06 2008
Country Wide Home Loans ,Country Wide suggests raising flood insurance premium over mortgage amount is a FEMA requirement Fort Worth Texas
St. Helena, California is not alone. People in Dyersville, Iowa also have recieved letters concerning Country Wide Home Loans and the raising of flood insurance premiums. The letter appeared very intimidating and seemed to imply three things: That the increase was a FEMA requireme...
Entity
Country Wide Home Loans
Categories: Mortgage Companies
152, Report:
#306495
Posted Date:
Feb 06 2008
Countrywide Home Loans They arbitrarily changed insurance requirements and doubled my premiums! Fort Worth Texas
I received a letter 1/30/08 that Countrywide now demands that flood insurance coverage be equal to homeowner insurance amounts. They insist that I nearly double my coverage or they will place their own insurance on my home and send me a bill.
When I signed for my mortgage, I a...
Entity
Countrywide Home Loans
Categories: Mortgage Companies
153, Report:
#305526
Posted Date:
Feb 02 2008
Wells Fargo Mortgage Hazard Insurance Fire Insurance Exchange Annual Ecessive Incrase of Flood Insurance Springfield, Ohio
I purchased my home in 1994 and the cost of flood insurance at the time was $600. Over 13 years, my flood insurance policy increased to $1,033 annually. To date I paid over $11,461 to Fire Insurance Exchange over a 13-year period, when in fact I should have paid no more than $1,62...
Entity
Wells Fargo Mortgage Hazard Insurance
Categories: Federal Government
154, Report:
#305260
Posted Date:
Feb 01 2008
Ocwen Federal Bank, Ocwen Loan Serviving, Wells Fargo Bank Ocwen and Wells Fargo has ruined many lives and will continue to do so unless someone stops them. Orlando Florida
This company has ruined many, many lives. Our mortage was sold to Ocwen who is owned by Wells Fargo. Our only communication with them is by phone, since there are no offices for anyone to visit.
It all started with a late payment fee of $13.00 and turned in $10,000.00 in late fee...
Entity
Ocwen Federal Bank, Ocwen Loan Serviving, Wells Fargo Bank
Categories: Mortgage Companies
155, Report:
#304289
Posted Date:
Jan 29 2008
First Franklin Mortgage Company My mortgage company ,First Franklin added non-required flood insurance to my monthly mortgage without our authorization. San Jose California
My mortgage company (First Franklin) added flood insurance to my monthly mortgage without our authorization.
We called First Franklin regarding the almost $400.00 a month increase in our mortgage because it came as a shock to us.
They argued that we are in a flood zone A t...
Entity
First Franklin Mortgage Company
Categories: Mortgage Companies
156, Report:
#303481
Posted Date:
Jan 26 2008
Chase Home Finance, unfairly inflates FEMA coverage on newly purchased mortgage loans Columbus, Doraville, Phoenix Ohio, Georgia, Arizona
My first mortgage loan was recently transferred to Chase Home Finance, LLC. This was not my choice. It was previously satisfactorily serviced by Coldwell Banker Mortgage for the past five years. I found out by accident that Chase Home Finance had purchased a secondary coverage flood...
Entity
Chase Home Finance
Categories: Mortgage Companies
157, Report:
#297440
Posted Date:
Jan 06 2008
Citimortgage Flood victims funds held hostage and now facing foreclosure Lowell Massachusetts
I own a two-family home and it is my primary residence, the other unit WAS rented. My loan originally with Principal Residential and was bought by Citi Mortgage (to my dismay). I was a flood victim and evacuee of a national disaster area as declared by the President of the United ...
Entity
Citimortgage
Categories: Mortgage Companies
158, Report:
#294291
Posted Date:
Dec 25 2007
Ocwen satisfaction. = benifit and forethought Ocwen's 15 Point Loan Servicing Customer Commitment Plan Wellington Kansas
This started as an e-mail to an Attorney friend of mine. At the time had no clue of their destructive history.
Hey its Trav. Leave it to us to get lost in the cracks, extreme negligence on the part of our mortgage holder. H&R Block sold loan to OCWEN within the 1st month. Loan f...
Entity
Ocwen
Categories: Mortgage Companies
159, Report:
#291425
Posted Date:
Dec 14 2007
Country Wide Home Loans Forcing Insurance Purchase forced flood insurance for no flood zone? California
We have a mortgage with Coldwell Banker Mortgage (great company to deal with by the way). We obtained a home equity loan with Capital One who sold it to Countrywide home loans. This all started a few months after that. Apparently Countrywide must use different information from FE...
Entity
Country Wide Home Loans
Categories: Mortgage Companies
160, Report:
#290966
Posted Date:
Dec 12 2007
Countrywide Home Loans Insurance rip off Simi Valley California
Countrywide intentionaly did not pay my escroed flood insurance bill making it laps then putting there insurance Co in to fill gap in coverage of 1 month charging me 4 times the cost $941. When whole policy for a year is $341. I have owned my home for 4 yeares and never had a proble...
Entity
Countrywide Home Loans
Categories: Mortgage Companies
161, Report:
#279427
Posted Date:
Dec 12 2007
WELLS FARGO MORTGAGE Forced us into buying an additional $103,000 in flood insurance when we had $85,000 Newark New Jersey
I can NOT believe what I'm reading about WFHM. We bought our home in June of 06. We knew it was in a flood zone, so of course we had to purchase flood insurance. We didn't mind as we knew we had to. Our insurance agent told us we need as much insurance as the amount of the loan. So,...
Entity
WELLS FARGO MORTGAGE
Categories: Mortgage Companies
162, Report:
#1900
Posted Date:
Dec 04 2007
No flood insurance $$ from USAA
It's been 6 months since Hurricane Floyd hit New Jersey. My house was under water, and I'm still fighting with USAA Insurance of San Antonio, Texas, about what is covered under my flood insurance. (I haven't received a penny for the structure of the dwelling that was damaged.)
Wi...
Entity
USAA
Categories: Emergency Services
163, Report:
#283765
Posted Date:
Nov 09 2007
Countrywide Mortgage Sending flood insurance bills for house that was sold & paid off 2 years ago Calabasas California
My mother in law is an 83 year old Holocaust survivor who is having a problem with a bunch of morons at Countrywide Mortgage. Since her primary language is Yiddish, she has asked me to handle this problem for her. Back in August 2005, she sold her home of many years in West Hollywoo...
Entity
Countrywide Mortgage
Categories: Mortgage Companies
164, Report:
#152091
Posted Date:
Nov 06 2007
EMC MORTGAGE CORPORATION MORTGAGE SERVICE FRAUD FINANCIAL TERRORISM IN YOUR OWN FRONTYARD IRVING Texas
HAVE YOU FALLEN PREY TO MORTGAGE FRAUD?
LOOKOUT FOR THE SEVEN SIGNS:
1. Illegally recording timely payments as late, thereby imposing injurious late fees.
2. Improperly refusing to accept monthly mortgage payments, resulting in
default and adverse credit reporting.
3. ...
Entity
EMC MORTGAGE CORPORATION
Categories: Mortgage Companies
165, Report:
#273583
Posted Date:
Sep 10 2007
Wells Fargo - Amercian Servicing Company ASC legally able to rip off citizens via new legislation on flood insurance scam!! SpringField Ohio
When I first purchased my home it was at the closing that I was forced to get minimum flood insurance even though no insurance had ever been paid by the previous owners. A few weeks later I was able to get that terminated by alot of hard work, money and the help of both a surveyor...
Entity
Wells Fargo - Amercian Servicing Company
Categories: Mortgage Companies
166, Report:
#272516
Posted Date:
Sep 05 2007
Litton From Hell Loan. = roaches. Houston Texas
My mother in 1997 [now deceased]mortgaged her property to move a small house on almost 4 acres of property by a mortgage company.In 1999 Litton Loan came on the scene.
Her monthly note was originally right at $300.00 a month.First thing with Litton they never posted my mother pay...
Entity
Litton Loan
Categories: Mortgage Companies
167, Report:
#264401
Posted Date:
Aug 24 2007
ASC America's Servicing Company Does the Consumer have any rights?? Des Moines Iowa
Background: Financed a home with a mortgage back in October 2006. Set up bi-weekly automated payments from a seperate bank account open and funded solely for automated mortgage payments with money that would cover over 12 months of payments. No probelms, payments were transferred ...
Entity
ASC America's Servicing Company
Categories: Mortgage Companies
168, Report:
#263251
Posted Date:
Aug 05 2007
Washington Mutual WaMu loses faxes, charges userus rates for forced place insurance, siezes double mortgage payments by way of auto debit Houston Texas
My condo association stopped obtaining flood insurance in Jan due to not being able to obtain enough coverage as a group. (the max as a group i could get is $50,000 in coverage for my home). I owe 52,000 on a home valued at 90,000. I obtained flood insurance in Jan from Farmers in...
Entity
Washington Mutual
Categories: Mortgage Companies
169, Report:
#263076
Posted Date:
Jul 25 2007
Russ Whitney Wealth Intelligence Academy, Gulfstream Realty And Development Back you fools...it's a trap! Cape Coral Florida
Gulfstream Realty and Development, a tentacle of Russ Whitney and the Wealth Intelligence Academy, is offering property development opportunities in southwest Florida. Whatever you do, proceed with utter caution or you may be ruined financially.
When I bit on this scam, I was to...
Entity
Russ Whitney Wealth Intelligence Academy/Gulfstream Realty And Development
Categories: Corrupt Companies
170, Report:
#259587
Posted Date:
Jul 09 2007
HOMEQ Servicing ,charging absurd ammount of momey for 20 days insurance binder North Highlands California
Homeq servicing company took an insurance binder for flood and hazard for a property that I have in Miami FL.They notify me by mail that I needed to send them proof of insurance and that the binder would be cancelled as soon as I did so. I spoke with one of their representatives as ...
Entity
HOMEQ Servicing
Categories: Banks
171, Report:
#258031
Posted Date:
Jul 02 2007
Vanderbuilt Mortgage And Finance They said I live in a flood zone and made me get flood insurance! ripoff Marysville Tennessee
I purchased my new home in 2002 with Oakwood Acceptance. Never had any problems with them then my account was taken over by Vanderbuilt Mortgage. Our first 2 years was fine until we had a house fire. I had my own homeowners insurance. Our home had over 20,000.00 damage to it. It was...
Entity
Vanderbuilt Mortgage And Finance
Categories: Mortgage Companies
172, Report:
#187546
Posted Date:
Jun 18 2007
Aurora Loan Services They applied an insurance check to a house payment without my husband's signature & authorization. Van Nuys California
We had received the last check for repairs on the house after the storms hit . The check came in my husband's name & of course the morgage companies name . They took the check & applied it to a house payment without our authorization or endorsement .
The check was for repairs ...
Entity
Aurora Loan Services
Categories: Mortgage Companies
173, Report:
#246944
Posted Date:
May 05 2007
America Servicing Company company forced Homeowners and flood insurance in my escrow account while both were paid in full by another company. ripoff Des Monies Idaho
company forced Homeowners and flood insurance in my escrow account while both were paid in full by another company. this of course bring my monthy payment up to where i could not afford it after finding out what they did i starting questioning the company back in Januaray of 2007 be...
Entity
America Servicing Company
Categories: Mortgage Companies
174, Report:
#244349
Posted Date:
Apr 17 2007
Americas Servicing Corporation ripoff, requires more flood insurance than the loan value Des Moines Iowa
Be aware that this company will purchase your home mortgage then require you to have more flood insurance coverage than the cost of the loan. Even if you have an original loan document that does not require the additional coverage.
I contacted the state of Pa insurance commiss...
Entity
Americas Servicing Corporation
Categories: Corrupt Companies
175, Report:
#220246
Posted Date:
Apr 09 2007
America's Servicing Company forced me to carry more flood insurance than my loan documents require Des Moines, Iowa
I,like others who had their mortgage transferred to ASC was forced to add replacement cost to my flood policy. I have a guideline in my closing papers that shows what is requir...
Entity
America's Servicing Company
Categories: Mortgage Companies