1, Report:
#60936
Posted Date:
Jan 09 2010
Emerge Providian ripoff credit mess up terrible customer service no web access scam Columbus Georgia
Well, after reading several dozen reports from others I'm feeling much better about my relatively not so bad experience. However, I feel compelled to tell it anyway.
I had a $800 credit card from Providian which was sold to Emerge who promptly double the interest rate to 30 perce...
Entity
Emerge Providian
Categories: Credit & Debt Services
2, Report:
#458046
Posted Date:
Jun 03 2009
Rite Aide Pharmacy Dishonest and un-trustworthy Antelope, California Rite Aide Pharmacy/The Emerge Bank California
On 10/27/2008 I return some freestyle strips to Rite Aid after realizing my health insurance would cover the cost of this product. (I had paid $63.95 for the strips). The Clerk agreed to take the strips back and give me a receipt which shows--*Cash refund* 00, Cash Change $63.95. Th...
Entity
Rite Aide Pharmacy/The Emerge Bank
Categories: Pharmacies
3, Report:
#364371
Posted Date:
Aug 19 2008
Emerge Credit Card Refuses to honor Sailors and Soldier Relief Act Atlanta Georgia
When I was deployed to Qatar I informed Emerge Credit Card Co. that I was entitled to an interest discount under the Sailors and Soldiers Relief Act. Emerge sent me forms that needed to be certified and returned along with a copy of my orders.
After getting the form certified, I ...
Entity
Emerge Credit Card
Categories: Credit Card Processing (ACH) Companies
4, Report:
#304667
Posted Date:
Jan 30 2008
Emerge Credit, Midland Sleezy Practace sleezy practace expert at wrecking credit Internet
this started in 1999 i had provideian credit card they told me they were going out of business and the account was closed 10 months later i get a emerge card which i never asked for and informed me it was the old pervidiean this is 2000 they hurt my credit then and in 2005 midland b...
Entity
Emerge Credit, Midland
Categories: Collection Agency's
5, Report:
#273774
Posted Date:
Sep 11 2007
Emerge Master Card - Leading Edge Recovery Solutions - Midland Credit Managment Emerge Mastercard midland credit managment fraud for card that is not ours Emerge Mastercard Other
My wife and I were contacted by Leading edge recovery solutions regarding an Emerge mastercard that had gone to collections in my wife's name. The problem is that we have never owned an Emerge card. The card was active for 12 years with an exact amount of $125 per month being deposi...
Entity
Emerge Master Card - Leading Edge Recovery Solutions
Categories: Credit Card Fraud
6, Report:
#190069
Posted Date:
May 05 2006
Emerge, Emerge Card Online Payment Ripoff Atlanta Georgia
First, let me say that I use online bill pay for paying all of my accounts and NONE of the them charge any type of fee as long as the payment is made On Time for using their online service.
Emerge card gives you the convenience of making your online payment to them, but on top of...
Entity
Emerge
Categories: Credit & Debt Services
7, Report:
#161791
Posted Date:
Oct 23 2005
Providian - Emerge Card ripoff will not refund secured deposit Atlanta Georgia
I called several times to try to get them to cooperate, however the mid eastern employees with their dubious version of the english language were unwilling or unable to help. Several times I was directed to call somewhere that had nothing to do with anything I was requesting.
I hav...
Entity
Providian - Emerge Card
Categories: Credit Card Processing (ACH) Companies
8, Report:
#151168
Posted Date:
Jul 25 2005
Emerge Visa Card Previously Fleet, Previously FNANB crappy, rude customer service, non-responsiveness, useless website Atlanta Georgia
EMERGE SUCKS! It seems everyone is having a problem with Emerge. Last week I did an Internet search and found the name of the Vice President of Credit Card Services for First National Bank of Omaha (FNBO), the company that provides the bin number for Emerge. I spoke to a very nic...
Entity
Emerge Visa Card
Categories: Corrupt Companies
9, Report:
#143197
Posted Date:
Jun 25 2005
EMERGE MASTERCARD ripoff COLUMBUS Georgia
Like too many other innocent, victimized consumers, I had a Providian Mastercard 3 years ago, which was sold to Emerge. Upon receiving the Emerge card in the mail and reading several negative reports about the company, I cut the card up without ever using it. For two+ years, I have ...
Entity
EMERGE MASTERCARD
Categories: Credit Card Processing Companies
10, Report:
#132472
Posted Date:
Feb 23 2005
First National Bank Of Omaha ripoff! Sold account to Emerge for no reason. Omaha Nebraska
So, after being a customer of First National Bank of Omaha for only about 18 months, I go online to make my payment today and can't get in. I call their # and they tell me the account has been sold to Emerge Card Services. I call Emerge and get someone who can barely speak english. ...
Entity
First National Bank Of Omaha
Categories: Credit Card Processing (ACH) Companies
11, Report:
#125700
Posted Date:
Jan 04 2005
Emerge Mastercard Misrepresentation on the telephone and closure of my account with out reason. Ripoff! Atlanta Georgia
More than a year ago Providian Financial tranferred my account to Emerge Mastercard without informing me. I received a new Emerge card via US mail. Although they had raised my interest rate to 29.99% and I was not happy, I was making timely payments. I was out to dinner with frie...
Entity
Emerge Mastercard
Categories: Financial Services
12, Report:
#124130
Posted Date:
Dec 23 2004
Emerge ripoff usury interest, excessive phone calls to settle this bill, $2800.00 original paid over $5000.00 Columbus Georgia
I received a Providian Visa in 1999. When I used the card to pay for court fees I noticed that the credit limit had went up $1300.00 without notice. The balance on the card was $1900.00. The next year we had financial difficulties and had missed a few payments. 2001 we started maki...
Entity
Emerge
Categories: Credit & Debt Services
13, Report:
#123334
Posted Date:
Dec 17 2004
Emerge Card rip-off! Trying to get money in all sorts of ways. Atlanta Georgia
I filed this report on 1/14/2004:
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Entity
Emerge Card
Categories: Financial Services
14, Report:
#120810
Posted Date:
Dec 02 2004
Emerge Mastercard rip-off! Bogus pay down your debt options, change of company name, unable to provide proof of debt information. Atlanta Georgia
To start off if I didn't know better I would have thought that I had written all of the complaints that I have read about this company. I too had a providian account that was transfered to emerge mastercard. Also, I did have credit protection with providian.
I was making payments...
Entity
Emerge Mastercard - Providian
Categories: Corrupt Companies
15, Report:
#114095
Posted Date:
Oct 22 2004
Emerge Card Services NO proper statements ripoff Columbus Georgia
The annual APR is 29.99% for the account which is closed for 2yrs as of today. I've been requesting them for a meaningful statement for the past 6-8 months. They give some vague reasons saying that the post office has returned my mail & that I need to get a mailbox. I double ch...
Entity
Emerge Card Services
Categories: Credit Services
16, Report:
#106563
Posted Date:
Sep 01 2004
Emerge Card services Compucredit ripoff, Exorbitant interest rates, not crediting my account with payments,increasing the minimum payment, telephone harrassment(4 calls in one day) Atlanta, Georgia
To whom it may concern,
I had a Getsmart Visa and a Providian Mastercard. They went way up on the interest and I closed both cards out. Before I knew it I was getting bills from EMERGE saying they had bought the acct. from Providian. tHEY WENT UP TO 29.99% INTEREST AND i CALLED ...
Entity
Emerge Cardservices, Compucredit
Categories: Credit & Debt Services
17, Report:
#87035
Posted Date:
Apr 08 2004
EMERGE CARD PROVIDIAN BANK ripoff ATLANTA Georgia
I had a providian card when i went to refinance my home i got letter stating that my account has been close and sold to emerge my balance was high but my payment was up to date my balance went from $2200 to $2800 in on day i tried to fight with them but they mess my credit up .
L...
Entity
EMERGE CARD PROVIDIAN BANK
Categories: Banks
18, Report:
#78960
Posted Date:
Feb 02 2004
Emerge Card Services Complete Ripoff Atlanta Georgia
My story is exactly like evryone's in this report. Got online to pay my Providian Mastercard bill, and found that I no longer had a Providian account; it had been sold to Emerge. I looked up emerge on the web and found a site that was not complete and gave no info about the compan...
Entity
Emerge Card Services
Categories: Credit Card Processing (ACH) Companies
19, Report:
#70874
Posted Date:
Jan 23 2004
Aspire Visa - CB&T Faulty Charges High Fees Predatory Lending Atlanta Georgia
I currently have a Visa with Aspire Card. I am trying like crazy to close this account and it is impossible. You cannot reach a live human on the phone from any of the phone numbers provided on the credit card, invoice or website. All 3 places refer you to an email address. I've...
Entity
Aspire Visa
Categories: Credit Card Processing (ACH) Companies
20, Report:
#42059
Posted Date:
Dec 29 2003
Providian Bank dba Emerge MasterCard Providian Bank How To Stop Providian Rip Offs Columbus Georgia
I had a business bankruptcy 10 years ago, and my credit still suffers, so I applied for and received a GetSmart Visa from Providian.
After a year of on-time perfect payments, and after I accumulated a balance of about $2,100, I was switched to Emerge MasterCard (also owned by Pro...
Entity
Providian Bank, dba Emerge MasterCard
Categories: Credit & Debt Services
21, Report:
#74444
Posted Date:
Dec 08 2003
Emerge Card ripoff Atlanta Georgia
I have been trying to contact Emerge for months. They have refused to send mail to my current address, instead sending it to my parents, who live on the other side of the country from me. By the time I get my mail it is outdated. I have written letters, sent e-mails and called. When...
Entity
Emerge Card
Categories: Banks
22, Report:
#64735
Posted Date:
Jul 27 2003
Emerge Mastercard ripoff interest rates Columbus Georgia
I, too, had problems when my providian aria visa was suddenly converted to an emerge card. There was no warning that the payment address. etc had changed.
Of course, as soon as I was notified that Providian was going to hike my interest rate from the already obscene 23.99 percent...
Entity
Emerge Mastercard
Categories: Credit Card Processing (ACH) Companies
23, Report:
#61484
Posted Date:
Jun 23 2003
EMERGE MASTERCARD, PROVIDIAN VISA NO CHOICE BUT GETTING RIPPED OFF abused & mistreated ripoff business from hell Internet
I also had a providian Get Smart Visa, and never missed a payment nor was I ever late. One day last year after I had just done a $200.00 payment over the internet, I went to use the providian card and it was declined. I called providian and was told that my account had been cancelle...
Entity
EMERGE MASTERCARD, PROVIDIAN VISA
Categories: Credit Card Processing (ACH) Companies
24, Report:
#51699
Posted Date:
Apr 05 2003
EMERGE CARD PROVIDIAN BANK ripoff FRAUD OVER CHARGE APR ILLEGAL TRANFER CARD WITHOUT NOTICE ripoff deception ATLANTA Georgia
I FILED A WAGE EARNER 15 YEARS AGO.FOR medical bills thats all .So about 5 years ago we bought a house . Got 15 credit cards. Got a providian card in the mail 1000 limit at no cost. so i kept it. within 6 months my limit was raised to 1500 then 2500 in the next year.. I always paid ...
Entity
EMERGE CARD PROVIDIAN BANK
Categories: Credit & Debt Services
25, Report:
#51467
Posted Date:
Apr 03 2003
Providian Emerge Mastercard RIPOFF mistreated and ripped off Columbus Ohio
Dear Folks:
I do not accept your change of interest rates, and will not pay the increased rate. If you fail to lower the rate immediately, I will not make any payments to you -- ever.
Because of your predatory, bait-and-switch, usurious tactics intended to screw me, you have incur...
Entity
Providian Emerge Mastercard
Categories: Credit & Debt Services