1, Report:
#438157
Posted Date:
Mar 29 2009
HSBC Orchard Bank, HSBC Orchard Bank, Household Credit Services Failure to Refund Secured Credit Card Deposit Salinas California
I opened a Secured Credit Card account with Orchard Bank in September 2005 with a $500.00 secured deposit. I maintained my account in excellent status and never missed or submitted a late payment. However, I was unable to ever raise my credit limit (without an additional security ...
Entity
HSBC Orchard Bank, Household Credit Services
Categories: Credit & Debt Services
2, Report:
#211852
Posted Date:
Oct 01 2006
Orchard Bank, Household Bank, Household Credit Services ripoff, they charged me an over the limit fee of 30.00 twice in a 2 week period Salanas California
I was charged fraudulently in July. Orchard bank charged me an over the limit fee for those charges. I had to call repeatedly long distance to get them taken care of, they finally did. Fine, you would think. Then I did go over my limit. They charged me 30.00 bam! Before my payme...
Entity
Orchard Bank, Household Credit Services
Categories: Banks
3, Report:
#184775
Posted Date:
Apr 10 2006
ORCHARD BANK - HOUSEHOLD CREDIT SERVICES REWARDING PAYMENT IN FULL/OVER MINIMUM DUE WITH RAISING APR/FEES SALINAS California
Having been faithfully trying to rebuild my credit over the past 8 months with either payment in full, or paying higher than the minimum due...always well in advance of the due date - I find that I am to be rewarded by a postcard from Orchard/HSBC. This postcard informs me of an up...
Entity
ORCHARD BANK - HOUSEHOLD CREDIT SERVICES
Categories: Credit & Debt Services
4, Report:
#183985
Posted Date:
Mar 29 2006
ORCHARD BANK - HOUSEHOLD CREDIT SERVICES RIPOFF SUDDENLY INCREASED RATES EVEN THOU I'VE BEEN A GOOD CUSTOMER SALINAS California
Instead of increasing my credit, they suddenly increased my interest and other rates.
Stacy
CANTON, IllinoisU.S.A.
Entity
ORCHARD BANK - HOUSEHOLD CREDIT SERVICES
Categories: Credit Card Processing (ACH) Companies
5, Report:
#151983
Posted Date:
Mar 11 2006
Orchard Bank - Household Credit Services Ripoff Orchard Bank holding my payment for 15 days. Carol Stream Illinois
I made a payment on my Orchard bank card account Friday July 29, 2004 on the Orchard Bank website. It came out of my checking account the same day. I check my Orchard bank credit card account the next day and I have $0 avaliable credit and an over the limit fee and late fee totali...
Entity
Orchard Bank - Household Credit Services
Categories: Credit Card Processing (ACH) Companies
6, Report:
#63279
Posted Date:
Mar 16 2005
Orchard Bank / Household Credit Services Refused to Increase Credit Line or Graduate Secured Account Prospect Heights Illinois
My complaint with Orchard Bank / Household Credit Services (OB/HCS) is this in late November 2001 I sent off an application for the Orchard Bank Secured MasterCard the minimum $250 was enclosed with the application. I received my new OB MasterCard a few days before Christmas Decemb...
Entity
Orchard Bank / Household Credit Services
Categories: Credit Card Processing (ACH) Companies
7, Report:
#56405
Posted Date:
May 10 2003
Orchard Bank Household Credit Services I have been with this card for 2 years, good standing,they won't reduce rate, can't reduce balance with these rates Salinas California
I have had this card for over 2 years, have asked numerous times for them to reduce the rate, currently 18.99%, have always made my payments on time but the balances never goes down. they decline to lower the rate and they also want to charge a fee of $59 to give a limit increase, w...
Entity
Orchard Bank - Household Credit Services
Categories: Credit & Debt Services
8, Report:
#52424
Posted Date:
Apr 10 2003
Household Bank, Orchard Bank, Household Credit Services ripoff dishonest fraudulent billing Baltimore Maryland & Chicago Illinois
The (Orchard Bank Card) was issued to me about 2 years ago. I don't remember ever applying for this card. It just came in the mail. The limit was $300.
After a short period and very little use I paid off the small balance and cut up the card. They were notified and the account w...
Entity
Household Bank, Orchard Bank, Household Credit Services
Categories: Banks
9, Report:
#49494
Posted Date:
Mar 17 2003
ORCHARD BANK HOUSEHOLD CREDIT SERVICES MISINFORMATION FOR ACCOUNT PAYOFF Las Vegas Nevada
In December 2002 I called Orchard Bank for a Pay-off amount for my account. I was told they could significantly drop my actual balance and cut me a 60% deal that would close the account and yield me a Zero balance. After waiting 2 months for this to be processed, I started receivi...
Entity
ORCHARD BANK/HOUSEHOLD CREDIT SERVICES
Categories: Credit Card Processing (ACH) Companies