They are not legit. I'm on day 18 waiting on a debit card. Claim they had a large sign up and the card maker is behind. Must think I'm 20 years old or something.
I been banking since ATM cards. No such thing as back up on .05 cent cards. None of the features work. Choice Bank owns the accounts.
Forget about trying to link through your local bank. Funds are trapped once there. Worst of all their horrible story tellers. I'm warning people before they lose their money.