I received my monthly statement from my bank on Sept 6, 2015. There was two checks written for $39.75 on July 22, 2015 and August 14, 2015. My bank should have caught the fraud as my check numbers were 2000's and these checks were 9000's and 10,000's. That should have been a red flag that these were fake checks. JP Morgan Chase is refusing to return the money to my account and the over draft fees caused by these two fake checks.