Complaint Review: 200 Cash.com - 200cash.com - Delaware, Internet

Frequently Asked Questions What is a payday advance A payday advance is a short term loan to tide you over until your next payday. What does it cost to take out a cash advance loan The cost for a $200 loan for up to 15 days is only $60. How does quick advance payday loans work? You give us authorization to deposit $200 directly into your account, and to collect $200 + a $60 fee on your next payday. Both the deposit and your payment are made electronically using the Federal Automated Clearing House (ACH), also known as "EFT". Is it safe to take out a payday advance loan? Our company users EFT ("Electronic Fund Transfer") for giving out payday advance loans. All companies, which utilize EFT ("Electronic Fund Transfer") are bound by FDIC regulations. Can anyone qualify to get a payday loan advance? Virtually anyone can qualify, even with no credit, bad credit, or bankruptcy. What if I need an extension in time period of payday advance loan? An extension request must be submitted 3 days before the payday due date. This can be done by clicking either the "Member" button or the "Extension" button on our Home Page and sending us a fee of $60. We will extend your loan for another 15 days. You can apply for an extension up to a maximum of four (4) times. WARNING!! If your check bounces, you will be charged the regular NSF fee by your bank, and also our Return Check Fee of $25. After I have applied for a cash until payday loan, when can I get my money? Applications received by noon Eastern Daylight Time are deposited the next day. Weekend applications are treated as being received on Monday. You will then be advised by a confirmation e-mail when your package has been reviewed and accepted, and when your loan will be made directly to your account. $$$ APPLY NOW!! $$$ Looking for cheap auto insurance? 1sthealthinsurancequotes.com serves as an auto insurance information resource center and quoting gateway. Or if you're seeking life insurance quotes, 1stinsurancequotes.com offers quotes for nearly all types of life insurance

In my own experience, 200 Cash does rip off people. I have sent them numerous letters and only gotten very rude replies back. As far as I know they are the only pay day loan company on the internet to charge an application fee. I have filed a seperate report on them on this site and with the Better Business Bureau and my bank. Beware and wary of all payday loan services, they do have all your information and with identity theft becoming a huge problem these days, watch who you give your information out too.

first of all,cash advances cant sue you for anything. they can run their mouths on the tele and send alot of useless file 13 papers.(for those who dont know file 13 is a trash letter) you charging 19$ to people and making them think they are getting 200$ loan is in itself fraud. so dont be saying you can get people for fraud when you yourself are the frauduliant one. i hope old scratch pulls the covers from your feet at night, and the BBB has MANY reports on your company that are NO GOOD. you will be out of buissness soon.

1. There is a notice for the application fee on the last page of the application process. 2. The courts understand that "application fee" means a fee to apply and , like other industries, is non-refundable and is used by the company to offset application and credit / employment verification. (Many of us remember paying an app fee for an apartment rental app for example. This fee is never refunded if they don't approve you) He actually challenged me to find just ONE company that charges an app fee and refunds it to declined applicants... 3. The website allows the applicant to simply leave at any point and avoid the app fee carge. We tested this many times. 4. The "approval" notice is conditional. The text says "approved pending verification of your information". This allows them a chance to verify the information submitted before making the loan. 5. The approval (pending) notice comes AFTER pushing the submit button UNDER the app fee notice text, not before as someone said in an earlier post. We need to be careful about what is actually happening. Lots of companies charge an app fee because its (1) expensive to run applications and (2) it is supposed to keep the un-confident applicants away. The notice is right there, I don't have to agree and anyone can leave and by submitting the application work is created for the lender. I know a lot of you are upset about not being approved, but I encourage all of you to take a step back and objectively evaluate what is really going on. It is not as sinister as you make it out to be. As a final note, he saw that some people here have signed fraud statements with their banks. He said anyone who does this is crazy because they can be prosecuted themselves for fraud. (Saying they didn't authorize the fee when in fact they did and there is a record of it!!)

1. There is a notice for the application fee on the last page of the application process. 2. The courts understand that "application fee" means a fee to apply and , like other industries, is non-refundable and is used by the company to offset application and credit / employment verification. (Many of us remember paying an app fee for an apartment rental app for example. This fee is never refunded if they don't approve you) He actually challenged me to find just ONE company that charges an app fee and refunds it to declined applicants... 3. The website allows the applicant to simply leave at any point and avoid the app fee carge. We tested this many times. 4. The "approval" notice is conditional. The text says "approved pending verification of your information". This allows them a chance to verify the information submitted before making the loan. 5. The approval (pending) notice comes AFTER pushing the submit button UNDER the app fee notice text, not before as someone said in an earlier post. We need to be careful about what is actually happening. Lots of companies charge an app fee because its (1) expensive to run applications and (2) it is supposed to keep the un-confident applicants away. The notice is right there, I don't have to agree and anyone can leave and by submitting the application work is created for the lender. I know a lot of you are upset about not being approved, but I encourage all of you to take a step back and objectively evaluate what is really going on. It is not as sinister as you make it out to be. As a final note, he saw that some people here have signed fraud statements with their banks. He said anyone who does this is crazy because they can be prosecuted themselves for fraud. (Saying they didn't authorize the fee when in fact they did and there is a record of it!!)

1. There is a notice for the application fee on the last page of the application process. 2. The courts understand that "application fee" means a fee to apply and , like other industries, is non-refundable and is used by the company to offset application and credit / employment verification. (Many of us remember paying an app fee for an apartment rental app for example. This fee is never refunded if they don't approve you) He actually challenged me to find just ONE company that charges an app fee and refunds it to declined applicants... 3. The website allows the applicant to simply leave at any point and avoid the app fee carge. We tested this many times. 4. The "approval" notice is conditional. The text says "approved pending verification of your information". This allows them a chance to verify the information submitted before making the loan. 5. The approval (pending) notice comes AFTER pushing the submit button UNDER the app fee notice text, not before as someone said in an earlier post. We need to be careful about what is actually happening. Lots of companies charge an app fee because its (1) expensive to run applications and (2) it is supposed to keep the un-confident applicants away. The notice is right there, I don't have to agree and anyone can leave and by submitting the application work is created for the lender. I know a lot of you are upset about not being approved, but I encourage all of you to take a step back and objectively evaluate what is really going on. It is not as sinister as you make it out to be. As a final note, he saw that some people here have signed fraud statements with their banks. He said anyone who does this is crazy because they can be prosecuted themselves for fraud. (Saying they didn't authorize the fee when in fact they did and there is a record of it!!)

1. There is a notice for the application fee on the last page of the application process. 2. The courts understand that "application fee" means a fee to apply and , like other industries, is non-refundable and is used by the company to offset application and credit / employment verification. (Many of us remember paying an app fee for an apartment rental app for example. This fee is never refunded if they don't approve you) He actually challenged me to find just ONE company that charges an app fee and refunds it to declined applicants... 3. The website allows the applicant to simply leave at any point and avoid the app fee carge. We tested this many times. 4. The "approval" notice is conditional. The text says "approved pending verification of your information". This allows them a chance to verify the information submitted before making the loan. 5. The approval (pending) notice comes AFTER pushing the submit button UNDER the app fee notice text, not before as someone said in an earlier post. We need to be careful about what is actually happening. Lots of companies charge an app fee because its (1) expensive to run applications and (2) it is supposed to keep the un-confident applicants away. The notice is right there, I don't have to agree and anyone can leave and by submitting the application work is created for the lender. I know a lot of you are upset about not being approved, but I encourage all of you to take a step back and objectively evaluate what is really going on. It is not as sinister as you make it out to be. As a final note, he saw that some people here have signed fraud statements with their banks. He said anyone who does this is crazy because they can be prosecuted themselves for fraud. (Saying they didn't authorize the fee when in fact they did and there is a record of it!!)