- Report: #218213
Complaint Review: AAA Represented By Parish National Insurance - St. Louis Missouri
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AAA Represented By Parish National Insurance
12901 North Forty Drive St. Louis, 63141 Missouri, U.S.A.
Phone:
314-523-6971
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AAA Represented By Parish National Insurance Dropped auto ins. with out us knowing, raised rates due to auto accident caused by State of LA. changing roadways & signals, and lied about late payment history when VP told us to mail on due date St. Louis Missouri
Just like another report from Dale in California, we were ripped off by Automobile Club Inter-Insurance Co. due to being rearended 8/6/06 by a man with no auto insurance (using uninsured motorists coverage), and hit again on 8/8/06, and at no fault. The Causeway Commission, a State Ageny, caused my accident on 08/11, when they changed the roadways at the end of the 24 mile bridge, making signal light shorter (www.thecauseway.com) gives you proof, I hit a man, due to changes and Automobile Club Inter-Insurance Co. holds me at fault. The Causeway Commission, a State Agency did not advertise by television or newspaper to the general public about these changes. A Missouri Ins. Co. doing business in other states does not care. Atuomobile Club Inter-Insurance Co. holds this against us, as well as, their VP, Mr. Bob Schieber informing us to mail payment on due date (although he tries to say he approved this 1 time), he did not say 1 time to me, therefore, I mailed on due date for a long period of time, and they blame me for my late payment history. Also a Customer Care Rep. told me over phone, "if you have mailed your payment, you have nothing to worry about". My agent calls me and wants over $600 on 09/13/06, informing us that we had no auto insurance coverage since 08/30/06, and we knew nothing about it. I did as they said, then I contact La. State Ins. Commissioner, Mr. Warren Byrd, attorney, who advises me, that he would help by not allowing them to place us in a higher tier bracket, looking into the $500 due on 10/27/06, and concerning the late payment history, actually caused by their company's employee, Mr. Schrieber. Now the Louisiana DMV is on us for them dropping us on 08/30-09/13, which we knew nothing about. Automobile Club Inter-Insur. Co. is raising one policy from $1,208.00 to $1,859.00, a difference of $438.56 per yr., and the other policy from $$515.00 to $886.00, which is an additional $809.52 per year for auto ins. They are charging me for 08/11 accident, due to State Highway changes, and blaming us and holding us responsible for their VP, Mr. Schrieber informing us to mail payment on due date. State of Louisiana Insurance Employee, Mr. Warren Byrd, Attorney and his Examiner, Ms. Oneka Hamp is informing us (after I met with them on 10/26/06-and they informed me that they would take care of this), that they have no jurisdiction over insurance companies. Who controls them in that case? I gave my total S/S Disability Check for over $600 to Automobile Club Inter-Ins. Co. on 09/13/06 and was told by my Insurance Agent, Parish National Insurance in Slidell, La. that I owed no payment until November, 2006. We get bills due on 10/27/06 for $368.48 and $182.75. State of La. Ins. Dept. has copy of these bills, and Mr. Warren Byrd informed me that he would take care of this, and I should not owe this. $1100 in 2 months for auto insurance. This Company is a RIP OFF. I spoke to Mr. Johnson, CEO, Mr. Carl Kraft, Automobile Club Inter-Insur. Co. attorney-who wrote a letter about me, not knowing if it is true and correct. Mr. Bob Schrieber, who told me what to do and we did that-and they blame us for the late credit history, and Mr. Mahoney, who also was told what to do by Mr. Schrieber. Just like Dale, we have been taken advantage of by the American Club Inter-Insurance Exchange. It is pitiful, after contacting big executives and officials of an insurance company (richest industry in the world) and they get away by taking advantage of Americans. Anyone needing assistance with this company, I will be happy to talk to them. It is time that Congress control Insurance Companies and not individual states. I will contact them, as well.
You may contact me thru **********@**********.com by leaving your e-mail address, phone number and I will be of some help and assistance, if possible.
Thank you for rip off reports like this and whoever made it possible.
Rita
((( ROR REDACTED E_MAIL ADDRESS AND LAST NAME FOR SECURITY PURPOSES ))))
Rita
Covington, Louisiana
U.S.A.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
You may contact me thru **********@**********.com by leaving your e-mail address, phone number and I will be of some help and assistance, if possible.
Thank you for rip off reports like this and whoever made it possible.
Rita
((( ROR REDACTED E_MAIL ADDRESS AND LAST NAME FOR SECURITY PURPOSES ))))
Rita
Covington, Louisiana
U.S.A.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
2 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Rita, Sorry, but thats not how it works! You WERE at fault.
#2Consumer Suggestion
Tue, October 31, 2006
Rita, I am a commercial driver and have over 1.5 million logged safe miles and have driven in every stae in the U.S. and much in Canada. I have represented drivers as a union official and as a president of a professional drivers association. I have seen many of these cases. Keep in mind that being at fault as far as getting a ticket and being at fault as far as insurance claims, sometimes are two totally different things. In almost every case a vehicle/pedestrian accident will be the drivers fault under both standards. I am assuming you hit a pedestrian as you said you hit a man. Or did you hit a man's car? It makes no difference what the highway dept, causeway commission, or anyone else did. You were obviously driving too fast for conditions and did not have full control over your vehicle. And, you were by your own admission in 3 accidents in a week! And you had an established late payment history! And, just because you got no ticket, does not mean you were not at fault. It is called DEFENSIVE driving! Paying FULL attention to your surroundings at ALL times. You got used to the way the road WAS, and did not pay attention or adjust your driving to the new conditions. Please tell me if it was the lipstick, the cellphone or the child seat your attention was on, or all three! We need to be responsible for our own actions, or lack thereof. Stop looking for others to blame.
Rita
Covington,Louisiana,
U.S.A.
Purchase Auto Insurance w/o Credit Report Score
#3Author of original report
Mon, October 30, 2006
If Auto Insurance is Mandatory in all states, then nothing should stand in the way. If a credit score raises the Cost of Auto Insurance, then the States are making it unaffordable to the point, where some people just cannot buy it. Then what happens! Maybe this www.ripoffreport.com will get the Government's attention to the above-mentioned matter. Thank you, American Citizens
