#2Consumer Comment
Mon, November 10, 2008
Going over the limit is all the excuse that Advanta needed to raise your rates. Read your agreement under Finance Charges, and things like over your limit and late payments give them to raise your rates among other reasons such as using for personal reasons, quitting your business, etc. etc. The only leg you have to stand on now is to wait it out and see if they will lower it later, or close it and go with a more friendlier bank.
#3Consumer Comment
Mon, November 10, 2008
Going over the limit is all the excuse that Advanta needed to raise your rates. Read your agreement under Finance Charges, and things like over your limit and late payments give them to raise your rates among other reasons such as using for personal reasons, quitting your business, etc. etc. The only leg you have to stand on now is to wait it out and see if they will lower it later, or close it and go with a more friendlier bank.
Lenny
Houston,#4Consumer Comment
Fri, November 07, 2008
In the agreement you signed with the company, if you go back and read it, it will detail that they can raise rates, change minimum payments, over limit fees, etc. You went over your limit, why is it the responsbility of the company to tell you? And why isn't your bookkeeper keeping track of this? You don't bother to read your mail, "...I do not read every piece of mail that comes in from credit card companies..." and complain when something bad happens. do read everything that comes in from my credit card company to determine if it is important, like a rate increase, or just an advertisement. You blame the bank because you can't keep track of your own finances WITH a bookkeeper.
Advanta Rip Off
San Francisco,#5Consumer Suggestion
Thu, November 06, 2008
FDIC (Federal Deposit Insurance Corporation) wants to hear from you. Must punish Advanta's CEO Dennis Alter, Pennsylvania Federal Deposit Insurance Corporation (FDIC) wants more rip-off-report against Advanta Bank. Last time it was reported they have over 800 complaints by the Advanta bank card holders. FDIC just needs 200 more filed complaints in order to take big giant action against the Advanta Bank Please do your civic duty and report this crime to FDIC. Remember, Advanta Bank is regulated by FDIC (Federal Deposit Insurance Corporation). They can close down any minute; they just need more complaints by you. Here is the website link: https://www2.fdic.gov/starsmail/index.asp It is very easy to fill-out the form at FDIC. It takes less than 3 minutes of your time. They are very close to knock on door at ADVANTA HQ in PA. It is time to expose Advanta CEO Dennis Alter. If you do not report, Advanta scumbag CEO Dennis Alter will get away this type of rip-off from small business folks like you. Dennis Alter should be jailed for his crime.