Normal Consumer
Cleveland,#2Consumer Comment
Mon, October 06, 2008
I think John works for a credit card company or maybe even Advanta from his smartalec answers.
Tim
Easley,#3Consumer Comment
Mon, August 11, 2008
If you take their offer to freeze the card in other words close it then your credit report will show abad credit listing where you have a 0 Balance available and on out standing balance there fore making the credit look to be late or worse charged off.
John
Califon,#4Consumer Comment
Mon, June 30, 2008
'I told them that I didn't receive such a notice. I would have noticed an increase to 16.99%' You didn't notice until a month ago - let's face it, you just noticed - but you somehow insist you would have noticed an increase. You DIDN'T notice it for 3 months. There were notices sent out as many have gotten them including myself to which I told them to pound salt. Send a letter to them refusing the increase and they should/may set it back to the 16.99% but it can't be guaranteed at this point. Then, you can't use the card at all or even be remotely late on a payment because then it will be raised to the 34.99% with no recourse.
John
Califon,#5Consumer Comment
Mon, June 30, 2008
'I told them that I didn't receive such a notice. I would have noticed an increase to 16.99%' You didn't notice until a month ago - let's face it, you just noticed - but you somehow insist you would have noticed an increase. You DIDN'T notice it for 3 months. There were notices sent out as many have gotten them including myself to which I told them to pound salt. Send a letter to them refusing the increase and they should/may set it back to the 16.99% but it can't be guaranteed at this point. Then, you can't use the card at all or even be remotely late on a payment because then it will be raised to the 34.99% with no recourse.