John
Louisville,#2Consumer Comment
Sun, July 06, 2008
He then told me that he would be sending me a (package) and to fill out all the information requested and to send it back within 30 days. =============================== AFNI is a really dirty, bottom-feeder collection agency....don't fill out or sign anything they send to you....Start by sending a request for written validation as I mentioned above. You have this right for validation per the Fair Debt Collection Practices Act....
Anonymous
West Frankfort,#3Consumer Comment
Sat, July 05, 2008
The package is actually a fraud packet. Sounds like you don't owe it and should file fraud with the procedures given. I checked 'em out and they are with the Better Business Bureau.
Anonymous
West Frankfort,#4Consumer Comment
Sat, July 05, 2008
The package is actually a fraud packet. Sounds like you don't owe it and should file fraud with the procedures given. I checked 'em out and they are with the Better Business Bureau.
Anonymous
West Frankfort,#5Consumer Comment
Sat, July 05, 2008
The package is actually a fraud packet. Sounds like you don't owe it and should file fraud with the procedures given. I checked 'em out and they are with the Better Business Bureau.
Robert
Rochester,#6Consumer Comment
Fri, July 04, 2008
You need to go to Annualcreditreport.com (NOT freecreditreport... they are a rip off) and get a copy of your report from the big three. If this is listed on your account, you may be a victim of identity theft.
John
Louisville,#7Consumer Comment
Fri, July 04, 2008
Send them a letter via Certified Mail + Return Receipt stating: Per the Fair Debt Collection Practices Act, I am requesting: - Written validation of this alleged debt and that said alleged debt is within the statute of limitations - Cease all verbal communications with me about this alleged debt. Read up on the Fair Debt Collection Practices Act and understand your rights: http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act