Stacey
Dallas,#2Consumer Comment
Sat, February 21, 2009
This a bottom feeder collection agency Here is some more info from www.budhibbs.com Bud Says CONSUMERS ARE WARNED NOT TO FALL FOR THEIR SCAM OF ATTEMPTING TO COLLECT ON TIME BARRED DEBTS FROM VERIZON/GTE ACCOUNTS THAT DATE BACK TO THE EARLY 90'S. AFNI CANNOT SUE ON THESE DEBTS, THEY CANNOT REPORT THEM ON YOUR CREDIT FILES. AFNI IS HURTING FOR COLLECTION ACCOUNTS & PAID PENNIES FOR THIS WORTHLESS PORTFOLIO, HOPING TO CASH IN. THIS IS A SCAM -- YOU DO NOT HAVE TO PAY ON THESE OLD, OUTDATED ACCOUNTS! FAX A LETTER TO AFNI AT (309)-828-0931 STATING: I REFUSE TO PAY THIS DEBT! Get a receipt it was received Good luck - do not let these scum suckers get to you Stacey
John
Louisville,#3Consumer Comment
Sat, February 21, 2009
AFNI is bad news....they buy ancient debt and when they can't find the original debtor, they find people with similar names/addresses and post negative info on their credit files to try to get money. Send a letter via Certified Mail + Return Receipt to AFNI stating: Per the Fair Debt Collection Practices Act, I am requesting written validation of this alleged debt, which includes a copy of the original signed contract with my signature. Per the Fair Debt Collection Practices Act, it is your responsibility to validate this debt...not mine. Receipt of this letter is being officially time stamped per the USPS. Your firm will either validate the debt within the allowable 30 day period or you won't. If you refuse, this fact will be used to challenge any negative notation you place on my credit files. If AFNI refuses to validate the debt and places a bogus negative notation on my credit files, I will have no choice by to take legal action per my rights under the Fair Debt Collection Practices Act. I also file reports with the Attorney General of Illinois if this bogus notation is not removed from my credit file...as will as the Central Illinois BBB.