Complaint Review: AIL CANADA - ALTIG INTERNATIONAL - BRITISH COLUMBIA British Columbia

I used to work with AIL-Canada-Altig. What I have read to this point about the negative feedback on AIL is true. First I want to start with a positive note. When I first started with AIL, I actually enjoyed the manager I was in direct contact with in the Burnaby BC office. The manager was nice and accomodating to me and was not anywhere near as nasty as some of the managers I read from other offices. Unfortunately, it was because I liked them that I overlooked the obvious problems with this company. I actually feel sorry for some of them because I feel that they could have done better elsewhere.

After three months, I left the company because I could no longer feel good about myself and my involvement with some of their business tactics.

Take note that I have been successful in sales in previous positions. Unfortunately, I along with half the company I previously worked for was recently laid off, thus I was determined to no longer work for another company. Because of this along with my "Greed" and being "Gullible", I got sucked into their empty promises of "easy money" and success.

Since I left many years ago I have become a "Certified Financial Planner" with a very sucessful business/practice. I enjoy what I do because I actually "help" people in their financial goals, through building relationships, not just selling them a product(insurance). I also make a very healthy income in the six figures and I conduct myself and my business in a very professional way with integrity. That is why today, I cannot stand knowing there are people and companies like AIL who are giving the financial and insurance industry a bad name. Although it is unforunate that many people lost money and time in associating themselves with AIL (like myself), ultimately it is the public/consumer who loses out. All who joined AIL and left made their own choice and must deal with the consequences of their greed, BUT the consumers did not make this choice and ultimately they are the losers.

Below are the true facts about AIL Canada
1)When they call people to set up an appointment they are not honest about the purpose of the call. Unexpected consumers don't realize that they are there to sell them insurance products labeled in fancy symantecs.
2)You are forced to read a script, thus you are forced to use antiquated "worn out" sales techniques that no longer work on the general public. Basically you are a telemarketer, except now you get to lie to them face to face.
3) Your job is to sell supplementary insurance and then run. Your really not there to help them or build a relationship with them. As a matter of fact the script I use to have made it clear that we were to tell the consumer that we were not there to replace their actual insurances. The reason why, is we didn't want to have the advisor/insurance agent who sold them the insurance to find out we were there because if we went head to head with them our scam would be quickly exposed.
4)The insurance products were low quality and very expensive. I asked the AIL managers if they had insurance with AIL and they all admitted that their own personal insurance was with other reputable companies. That should tell you something.
5)The leads they provide are re-hashed over and over again, so they aren't even considered "Bad" leads, but actually "no" leads.
6)They make people leave out of town because they have overly saturated the local market that the only way to find new victims are out in desolate regions where many people have not heard of AIL.
7)You are not self-employed or independent but a commissioned employee. The Canada Revenue Laws state that if you are forced to work certain hours for a company or if they force a schedule on you (which they do), then you are their employee and they must pay taxes accordingly. They say you are self-employed, so they can avoid taxes. I guess they walk the line so well that they stay below the CCRA radar.

The only good thing about staying in the finance and insurance industry is I have been able to rectify the damages that AIL has caused to the consumers, by taking away and replacing AIL business. Just a final warning if you are considering working for them or you continue to work for them, then you are either a fool/naive or you have no business ethics. If you are a consumer who has purchased AIL product, I highly recommend you contact a legitimate financial advisor or independent insurance broker and have them review your AIL policy for you...because hell will freeze over first before the actual AIL rep who sold you the product will come back and review it with you.

I used to work with AIL-Canada-Altig. What I have read to this point about the negative feedback on AIL is true. First I want to start with a positive note. When I first started with AIL, I actually enjoyed the manager I was in direct contact with in the Burnaby BC office. The manager was nice and accomodating to me and was not anywhere near as nasty as some of the managers I read from other offices. Unfortunately, it was because I liked them that I overlooked the obvious problems with this company. I actually feel sorry for some of them because I feel that they could have done better elsewhere.

After three months, I left the company because I could no longer feel good about myself and my involvement with some of their business tactics.

Take note that I have been successful in sales in previous positions. Unfortunately, I along with half the company I previously worked for was recently laid off, thus I was determined to no longer work for another company. Because of this along with my "Greed" and being "Gullible", I got sucked into their empty promises of "easy money" and success.

Since I left many years ago I have become a "Certified Financial Planner" with a very sucessful business/practice. I enjoy what I do because I actually "help" people in their financial goals, through building relationships, not just selling them a product(insurance). I also make a very healthy income in the six figures and I conduct myself and my business in a very professional way with integrity. That is why today, I cannot stand knowing there are people and companies like AIL who are giving the financial and insurance industry a bad name. Although it is unforunate that many people lost money and time in associating themselves with AIL (like myself), ultimately it is the public/consumer who loses out. All who joined AIL and left made their own choice and must deal with the consequences of their greed, BUT the consumers did not make this choice and ultimately they are the losers.

Below are the true facts about AIL Canada
1)When they call people to set up an appointment they are not honest about the purpose of the call. Unexpected consumers don't realize that they are there to sell them insurance products labeled in fancy symantecs.
2)You are forced to read a script, thus you are forced to use antiquated "worn out" sales techniques that no longer work on the general public. Basically you are a telemarketer, except now you get to lie to them face to face.
3) Your job is to sell supplementary insurance and then run. Your really not there to help them or build a relationship with them. As a matter of fact the script I use to have made it clear that we were to tell the consumer that we were not there to replace their actual insurances. The reason why, is we didn't want to have the advisor/insurance agent who sold them the insurance to find out we were there because if we went head to head with them our scam would be quickly exposed.
4)The insurance products were low quality and very expensive. I asked the AIL managers if they had insurance with AIL and they all admitted that their own personal insurance was with other reputable companies. That should tell you something.
5)The leads they provide are re-hashed over and over again, so they aren't even considered "Bad" leads, but actually "no" leads.
6)They make people leave out of town because they have overly saturated the local market that the only way to find new victims are out in desolate regions where many people have not heard of AIL.
7)You are not self-employed or independent but a commissioned employee. The Canada Revenue Laws state that if you are forced to work certain hours for a company or if they force a schedule on you (which they do), then you are their employee and they must pay taxes accordingly. They say you are self-employed, so they can avoid taxes. I guess they walk the line so well that they stay below the CCRA radar.

The only good thing about staying in the finance and insurance industry is I have been able to rectify the damages that AIL has caused to the consumers, by taking away and replacing AIL business. Just a final warning if you are considering working for them or you continue to work for them, then you are either a fool/naive or you have no business ethics. If you are a consumer who has purchased AIL product, I highly recommend you contact a legitimate financial advisor or independent insurance broker and have them review your AIL policy for you...because hell will freeze over first before the actual AIL rep who sold you the product will come back and review it with you.

I used to work with AIL-Canada-Altig. What I have read to this point about the negative feedback on AIL is true. First I want to start with a positive note. When I first started with AIL, I actually enjoyed the manager I was in direct contact with in the Burnaby BC office. The manager was nice and accomodating to me and was not anywhere near as nasty as some of the managers I read from other offices. Unfortunately, it was because I liked them that I overlooked the obvious problems with this company. I actually feel sorry for some of them because I feel that they could have done better elsewhere.

After three months, I left the company because I could no longer feel good about myself and my involvement with some of their business tactics.

Take note that I have been successful in sales in previous positions. Unfortunately, I along with half the company I previously worked for was recently laid off, thus I was determined to no longer work for another company. Because of this along with my "Greed" and being "Gullible", I got sucked into their empty promises of "easy money" and success.

Since I left many years ago I have become a "Certified Financial Planner" with a very sucessful business/practice. I enjoy what I do because I actually "help" people in their financial goals, through building relationships, not just selling them a product(insurance). I also make a very healthy income in the six figures and I conduct myself and my business in a very professional way with integrity. That is why today, I cannot stand knowing there are people and companies like AIL who are giving the financial and insurance industry a bad name. Although it is unforunate that many people lost money and time in associating themselves with AIL (like myself), ultimately it is the public/consumer who loses out. All who joined AIL and left made their own choice and must deal with the consequences of their greed, BUT the consumers did not make this choice and ultimately they are the losers.

Below are the true facts about AIL Canada
1)When they call people to set up an appointment they are not honest about the purpose of the call. Unexpected consumers don't realize that they are there to sell them insurance products labeled in fancy symantecs.
2)You are forced to read a script, thus you are forced to use antiquated "worn out" sales techniques that no longer work on the general public. Basically you are a telemarketer, except now you get to lie to them face to face.
3) Your job is to sell supplementary insurance and then run. Your really not there to help them or build a relationship with them. As a matter of fact the script I use to have made it clear that we were to tell the consumer that we were not there to replace their actual insurances. The reason why, is we didn't want to have the advisor/insurance agent who sold them the insurance to find out we were there because if we went head to head with them our scam would be quickly exposed.
4)The insurance products were low quality and very expensive. I asked the AIL managers if they had insurance with AIL and they all admitted that their own personal insurance was with other reputable companies. That should tell you something.
5)The leads they provide are re-hashed over and over again, so they aren't even considered "Bad" leads, but actually "no" leads.
6)They make people leave out of town because they have overly saturated the local market that the only way to find new victims are out in desolate regions where many people have not heard of AIL.
7)You are not self-employed or independent but a commissioned employee. The Canada Revenue Laws state that if you are forced to work certain hours for a company or if they force a schedule on you (which they do), then you are their employee and they must pay taxes accordingly. They say you are self-employed, so they can avoid taxes. I guess they walk the line so well that they stay below the CCRA radar.

The only good thing about staying in the finance and insurance industry is I have been able to rectify the damages that AIL has caused to the consumers, by taking away and replacing AIL business. Just a final warning if you are considering working for them or you continue to work for them, then you are either a fool/naive or you have no business ethics. If you are a consumer who has purchased AIL product, I highly recommend you contact a legitimate financial advisor or independent insurance broker and have them review your AIL policy for you...because hell will freeze over first before the actual AIL rep who sold you the product will come back and review it with you.