- Report: #1412402
Complaint Review: Allmand Law - Hurst Texas
Reported By:
April -
Grapevine, Texas, United States
Submitted:
Updated:
-
Author Confirmed
Why?
Allmand Law
860 Airport Freeway, Suite 401 Hurst, 76054 Texas, United States
Phone:
(214) 238-9608
Web:
https://www.allmandlaw.com/
Categories:
Business Rating:
(0)
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Allmand Law Lindsay Allmand Stole Money Hurst Texas
I met with an attorney at Allmand Law last summer. He told me I can't do chapter 7 bankruptcy, I have to do Chapter 13 because I have a couple of debts that must be repaid. I believed him. I was set up on an automatic draft monthly payment plan to pay $100 per month until the $600 filing fee was paid. They said I could delay a payment at any time if I needed to, just to call and let them know. After I had paid $400, I talked to someone else with bankruptcy knowledge who told me that I ought to be able to do chapter 7, instead of 13.
Chapter 13 is very expensive, I in addition to the $600 filing fee, the attorney fees were going to be around $2,600. In addition, Chapter 13 takes 3-5 years. Chapter 7 is much cheaper and faster, takes less than a year and only costs hundreds, instead of thousands. The Allmand Law attorney did not explain this to me. So, I contacted Allmand Law by email and requested an explanation about why they told me I "can't" do Chapter 7. I got no response.
So, before the next automatic draft of $100 was due to be taken from my account, I called Allmand Law. I told them not to take the payment because for one thing, I did not have enough money in my account and secondly, I was very unhappy that they had not responded to my request for an explanation. The woman I spoke with said that they would cancel the payment. They did take the payment, though, and caused overdraft of my account. I called them again and requested a refund.
They said they would refund me. They didn't. So, I called again and they gave me the runaround. Finally, I sent an email to them and told them to cancel the entire case because I do not trust them and do not want them representing me. I requested a full refund of the $500 I have paid. Lindsay Allmand responded that there will be no refund because more than $500 worth of "work" has been done on my case. I don't see how that is possible as they have only processed my payments and done nothing more. So, I requested a statement from them so I can dispute through the Bar Association. No response.
3 Updates & Rebuttals
Jim
Anaheim,United States
Just an Expert
#2Consumer Comment
Mon, November 20, 2017
I have no axe to grind here except to help you understand how you threw away $500, because that's what you did. However, I fully expected your reaction; people who don't like to hear the truth often accuse people like me of somehow working for a bank, or a law firm, or some such nonsense. So now that you responded, let me help you some more.
1. Nobody cares whether you're disabled or not. Your debtors don't care about your varying disabilities. Bills are bills. The law applies equally to all regardless of gender, ability, orientation, etc... A lawyer may have sympathy but that's about it. So let's put the disabled card away. You don't earn additional rights under the contracts you enter into because you happen to be disabled. Once you understand this simple idea, you'll find yourself able to deal with this much more rationally than you have been. You will probably get mad and lash out - again - when you find I'm not so sympathetic to your situation. Again, not a huge surprise. If I told you I was disabled, would you care? Of course not..., so why should I either reveal such, or care to begin with?
2. Ad hominum attacks will also not help you deal with this situation. Telling me you're just getting started doesn't help you either. You posted on a public website and as such, you invited people to respond. You posted that you listened to someone who helped you lose $500 when this individual stupidly told you Chapter 7 bankruptcy will only last one year. It is ridiculous statement you could have looked up and found that information to be completely wrong, not to mention damaging to you and your credit for 7 years. The attorney you had was correctly looking out for you - a Chapter 13 process may still hurt your credit score, but the trustee will not liquidate everything you own, which is what the trustee would do in a 7 filing. Even if you live in an apartment, your ability to stay in it would be hard once your current lease expires, not to mention getting a new apartment would not be easy in a 7 situation because landlords run credit checks these days.
3. Once a filing takes place, your debtors are contacted fairly quickly and the collection calls will be reduced (not completely stopped because there will always be one idiot who didn't get the message), but the rest of it, including court dates and the like will take time and patience is needed on your end. If you insist upon being impatient, the process only becomes more expensive for you, since phone calls you make are billable to you.
Again - the best advice is to find an attorney you trust - write down your questions (all of them) and make sure the next attorney answers all of your questions to your satisfaction. Then leave the attorney to do his/her job for you and don't listen to anyone else. Best of luck to you...
April
Grapevine,Texas,
United States
Just Getting Started
#3Author of original report
Fri, November 17, 2017
Jim,
Your rebuttal is suspicious. The only people who would have been notified of my complaint and responded so soon are at the law firm I’m complaining about. I’m sure you work there.
I wish I had done more research on your firm and found all the other complaints similar to mine. I especially wish I had found the employee reviews on Glassdoor where several employees say that your firm doesn’t care about their clients. My experience proves that to be true.
I am disabled, homeless, unemployed, and I have a library card. So, I have nothing else to do all day but use the computer at the library to make complaints on your firm. I will not stop until I have gotten my money back and/or someone loses their license to practice law. You may think my $500 is a small amount of money, but to me it is food and gas money so I can turn on the heat in my car when it’s cold at night.
May the fleas of a thousand camels infest your bed.
I’m just getting started.
Jim
Anaheim,United States
You Won't Get A Refund
#4Consumer Comment
Fri, November 17, 2017
I mean the determination of Chapter 13 vs. Chapter 7 isn't really the issue. If all you paid was $500 to this point, the attorney can certainly justify $500 of work performed both by staff and possibly the attorney as well. Even Administrative staff in a law office can bill anywhere from $150-$250 per hour, never mind what the attorney can bill you for; the filing time alone is about an hour. That's pretty much a slam dunk and the Bar won't do anything about it because they know $500 can easily be justified by any lawyer. Now if you paid several thousand dollars....that's a different story.
BTW, your friend with bankruptcy knowledge is wrong. A Chapter 13 bankruptcy is for certain situations where chunks of the debt cannot be discharged in bankruptcy and yes, the whole thing is done in 5 years and they don't sell everything you own. Chapter 7 will take you 7 years before you're completely out of it (used to be 10 years - certainly not one year) and the trustee will sell everything you own to satisfy your debts...and your credit is trashed. Please try not to listen to people who think they know....find an attorney you trust first. Once you find that attorney, then stop listening to anyone else. Listening to someone else just cost you $500... Best of luck to you.
