hey my name is navina this so called loan company call america payday loan is ripping people off .he go by the name john williams. he called me all day telling me iam approve for a payday loan. he told me too go put money on a vanilla reload card in that my funds will be refuned back too me. i ask him too put it in writing that he will send me my 150 that i use too purchase the reload card in the 1000. he promise that would be on the money card .he lied took my money in hung up the phone in my face. pleasse this men need too be stop he stealing people hard earn money ini need my money back now!!!!!!!!