Complaint Review: American Business Consultants LLC - Internet Internet

Hi, We used to work with Mr Steve Sigman a few years back. We no longer work with him. It had nothing to do with him, we just dont work with brokers anymore. Mr. Sigman was asking his clients to pull a soft credit pull on a company called creditchecktotal.com per my instructions. The reason why we asked brokers to pull credit check is because this is known as a soft credit pull. This means that when one of our clients pulls this report it has no effect on their credit. They would not lose points or get an extra inquiry like they would if a third party pulls the report. The reason why we have all of our clients pull soft pulls and all of our old brokers is becasue we do not want to effect their credit.

I am not aware of any wrongdoing from Mr. Sigman. He has his business and we have ours. I dont feel that asking a client to pull a soft report to keep their credit from losing points is something that is bad. In our business we have to have a certain type of credit to make it work on the private market. If we cannot help the client then at least their credit did not fall 5-15 points like it would if you went to someone who pulls hard credit pulls.

It's best if  you cannot help a client to tell them right away while keeping their score as high as possible.

Thank you,

Mark D'Aquino

Owner

I was one of Steven Sigman's victims my wife was looking for an investment company to invest in A Little Touch of soul we talked to Steven several times. He assured us everything was on the up & up with the loan but he wanted Tracey to send him $1000 check to process the loan. He has several made up corporations. One was called Professional Funding, We lost our house, our convertible & sales for my restaurant if it really was a funding group but this is scam from Steven & his buddy. Now he's got an ice cream shop he goes from scamming Small business to selling Ice Cream. If he has not been convicted of any crime he will when he leaves this god fearing earth. He talks about religion the only place for him is he double hockey sticks shame on you Steven for stealing funds & getting peoples hopes up but Karma will get you.  

Dear Ripoff Report Staff,

I am deeply moved by this clients review. There is nothing wrong with the operation American Business Consultants LLC or the way I contacted this customer, followed up with a credit application or anything else. I am a loan broker for small business loans. I have NOT been charged with anything against me EXCEPT the State of Ohio is doing an investigation to my prior internet business.

Matt at Unsecured Finances can be contacted at 1-888-294-2584 I am a registered broker for Unsecured Finances, Matt's company. He can also be reached at [email protected]

One of Unsecured Finances requirements for a loan brokered to them is a credit report with access from Credit Check Total. Their underwriting requires it. I called the client in the evening, what is wrong with working late. Otherwise, my business affairs are in order, ABC LLC is a registered LLC in Ohio and we do nothing illegal, immoral or against the law.

My other pending complaint is under investigation, if you watch the report mentioned by the customer from Channel 19 you will see it clearly that they say "Mr. Sigman has not been charged with anything or found guilty of any crime". I closed a business in 2010 Company Express due to a rash of internet credit card fraud totalling into the hundreds of thousands of dollars, this can be confirmed with Brittney Amos at Meritas Payment Solutions. She can be reached at 1-949-78-2010 Extention 113 or [email protected].

Please consider removing the complaint against American Business Consultants LLC from the Ripoff Report. I appreciate your time and consideration and would also appreciate a reply to this rebuttal inquiry.

Thank You, Steven Sigman 1-440-516-0285 [email protected] or [email protected]

P.S This is false information:

"I happened across a website for business funding and input my information (I don't recall the website)  That website said they were not processing any loans at this time and sent me to another website (I don't recall the website) Red Flag."

-There are no web sites that say we are not submitting loans, our main web site is http://www.americanbusinessconsultantsllc.com and it has been online since February 2012.

" After that he emailed me documentation that would have to be filled out and returned.  The document format he sent was a Serious Red Flag."

- A standard application for business credit, if you would like to see a copy of my intake form, please let me know.

Our other registered DBA is Professional Business Funding, I am using that web page for leads. It is at http://bizloan.info and it's totally legit, I can and will be happy to send you a copy of our DBA registered with the State of Ohio

Can I please live in peace for a while my other investigation is PENDING and I have representation, I to this day have still NOT BEEN CHARGED with anything, I will also be happy to forward you the actual complaint filed by the State of Ohio if you would like a copy, just send me an email.

I have one more reference: I have worked with and for years affiliated with Mr. Thomas Prendergast of http://www.veretekk.com. If you would like a personal reference/review from him, Please let me know. I am not allowed to send his cell phone number out without prior permission, so I would have to let him know you are going to try to reach him if that is necessary. Tom is a good friend and I have worked with him for over 10 years. Thank you again for your consideration removing this flagrant information, Steven Sigman

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