- Report: #412281
Complaint Review: Americredit - Fort Worth Texas
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Author Confirmed
Why?
Americredit
801 Cherry Street, Suite 3900 Fort Worth, 76102 Texas, U.S.A.
Phone:
866-894-6568
Web:
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Americredit Reported to the credit bureau that I had two "slow Fort Worth Texas
I paid my car off a year early; payoff ended in a $0 balance. Americredit reported to the credit bureau that I was late making two payments. This was done after the vehicle was paid off. I didn't find this out until I went to purchase a new vehicle. When I called, I was not given an explanation as to why this had happened.
Tonya ****
Clarksdale, Mississippi
U.S.A.
Tonya ****
Clarksdale, Mississippi
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Tonya...Just file a dispute with them and the credit bureaus!
#2Consumer Suggestion
Thu, January 15, 2009
Tonya, I would hope that you have some proof of payment, right? Gather up your bank statements, etc. to prove when the payments were made and file a dispute with the creditor and the credit bureaus. This is your right under FEDERAL LAW. You should read the FCRA. Stay off the phone. Do everything in writing, and send via CERTIFIED MAIL, RETURN RECIEPT REQUESTED. Be sure to put the certified# on each letter and keep a copy of each letter for your records. They have 30 days from reciept of your dispute to fix the problem or prove you wrong. If they fail to comply, you have the right to sue them for damages.
