Complaint Review: AmeriplanUSA - Nationwide

Hi Katherine. You're talkng like you're trying to give just the honest facts, but EVERYBODY here that posts a POSITIVE report about AmeriPlan, you call them a company "Shill". Is it possible that AmeriPlan really DOES work for many people? Maybe AmeriPlan doesn't work well in YOUR area, but most people that have success stories in here are NOT company plants! Here's some truth for you whether you can accept it as truth or not. I sincerely hope that you can. I can assure you I am NOT a company "Shill". I am a National Director. I used to punch a clock for a living earning VERY LITTLE income, but I built my AmeriPlan residual income to over $104,000 per year. I read one post in here that stated that passing out flyers doesn't work. When I first started with AmeriPlan, I didn't know how to turn a computer on. I passed out flyers only for my first 2 years. My residual income from this effort climbed to over $40,000 per year. Of course you have to understand how flyers work. If you're in an area with no providers, flyers won't work for you because you're trying to work your local market. Also, to make flyers work big time, you have to pass out hundreds each week, AND GET THEM IN THE RIGHT PLACES. I built up a very happy "Member Base" (not IBO's I'm talking about now) that were saving lots of money with these flyers. Many of them were so happy that they called me with referrals of people they knew and asked if I could help THEM too. I can't speak for the situatuion YOU were in, as I am NOT in Janie Jones' organization. As far as upline support that I got, several of them traveled great distances on a regular basis to meet and train me and my group. Now I DO work the internet almost exclusively, and yes, it does take SOME money and effort to make that work. I can't think of ANY business that doesn't take money and effort? And you're right when you say that most people don't make it to ESD, but there is more to the story than what you stated. The reason that most people don't make it to ESD is that MOST people that come into the business put no effort at all into the business, so there is no way it CAN work for them. They never get off "square one". The good news is, you only need a couple of people to come in and take the business serious and go to work for your business to grow. Is AmeriPlan perfect. NO! No company is. But you can type in Wal-Mart, the U.S. Government, Goodwill, or any business and do an internet search and find unhappy people and BBB reports on many of them. Microsoft got sued by the federal govenment but that doesn't mean it's not a service that people are still using everyday and are happy about it! I'm not trying to be critical of YOU, just wanted to add my experience and the way AmeriPlan has worked for me. Gary

"K", Thanks for the reminder to take my pill. Nothing like a strong narcotic with my first cup of coffe! As far as being a Liar..I don't think so. Why would I lie? And how would you know if I worked AmeriPlan or not? You have absolutely no way of knowing, but I can tell you that I got in very early. I started in Florida in 1994, and I moved to Las Vegas in 1995. I marketed in Las Vegas when it was not even in NV yet! The terminology "IBO" did not even exist yet. I cancelled my account with them in 1999. Try that and then talk to me. I built a huge organization. Those two inbred homo brothers from Utah are pretty slick, I will give them that. I can attest to the fact that Ameriplan will rip you off any way they can. You cannot even dispute anything with them. They automatically respond with a letter that says " We are sorry to see that you have cancelled your account with AmeriPlan....". WHAT??????????? I never cancelled anything! But according to them, if you correct them and dispute an "error" of any kind..They cancel you. Then when they "re-instate" you, most of your downline is gone. Where did it go? Too many games with AmeriPlan. And they are all about selling everything to their reps. That is where they make their money!

To SteveYour comments are worthless as you are. Go pop another pill liar! I heard you never worked AP. You were bought to promote the gimmick. To Katherine, I sincerely feel bad for what happened to you. AP has done you wrong. That is why I got out awhile ago. I saw red flags everywhere I turned. I wish you the best of luck in your fight. I agree, what goes around comes around threefold.

You had the permission to SELL it. You put something up for SALE, you do not SALE it. Image is everything in business, as is literacy.

Anyone who doesn't see what is going on with that and that sorry team Freedom at home team are crazy! I had verbal permission to sale it. As far as cross promotion.. I can send you a copy of the termination letter i got way after the fact! Is it me or is it not America! If we want to have another source of income ..we should have that right. When i was first recruited into the company,I was told it was okay for me to have another business.It was all good. You get in and then little by little you find out all the rules..etc When you get your bonus checks and make another level of management you get another contract in the mail each time. I bet you never read the contracts..you just signed the checks and put the contract in the desk like me. READ THE SMALL PRINT! I was threaten from Janie Jones. She called me and gave me a choice. Pennie Berk Called me at the same time..and said "never make Janie Jones Mad, she will have your business taken away." Well, she never lied about that one! They said i was a leader and if we were doing another business then we were setting a bad example for the team. I refused to make my husband take the Gold Calling Website down. At the time we werent even married. Different last names! If i was doing such a bad thing... why would i have personally called Tod and told him the link and info to the gold calling site? I recieved verbal permission to sale GC. Then when i wouldnt do what you wanted you flipped out on me..Threaten me and had my business taken away! Now for those who said i was cross promoting? My fiance at the time and husband now..was doing solo ads etc You can not control where the solo ads go when they go out to over 80,000 subscribers from a Work At Home Moms Site,Can you? I had a big notice on my website WE CAN NOT SELL TO AMERIPLAN BROKERS! I personally think they were trying to set me up. JANIE i see you have you husband posting on here for you.. Michael since you want to step up to the plate for your wife.. Your wife told me.. If i got in trouble i would just get a small warning.. they would never terminate me because i was a producer! It was a personal attack because i wouldnt bend over and take it up the you know what for Janie Jones after Myself and my business partner had helped her and Pennie Berk move up.. If your smart you will look at the record. I made National in 4 1/2 months My business partner made it in 5 months Janie Jones saw that we had networkmarketing skills and used us to help her make NVP and then dumped us to the wind because we had to work another business to pay the bills. I am not stating i never made money with Ameriplan.I did. I had to spend my way to the top! I paid my way to the top! Oh..Janie and Michael.. you know what really happen.. Remember when you said" Katherine dont worry about it, anything happens i will have your back." Oh this is the famous one... " its not stacking, its referring brokers!" Oh and dont think i dont have copies of every conversation and email we ever had...including with MRS Pennie BERK... Sit on that one! No worries... When wrong happens to someone who is good it comes back worse to the person who created the storm. P.S i still have copies of all the PRE-PAID CREDIT CARDS that you bought for us to place people on your team to make you NVP Janie and Michal JOnes! (i thought i should keep them just incase something happen.. I knew i couldnt trust you as far as we threw you!) You guys are a joke! You like to throw that story out there that you can work AP with just handing out flyers! Why dont you tell the truth! Tell people how much you were spending in ads... HOw many people on your team you had working leads for you! Oh this is the real one.. i love it when you say.. " Its your business,Its willable and sellable." You do not own the business when you get with Ameriplan. You are an affiliate and at any time they can terminate you. There were two more Nationals terminated in the last month! That is really sad. check the disclaimer with Ameriplan... ONLY .05% ever make it to ESD! That is SAD! You want the truth about Ameriplan and what it takes to be successful ...email me ..I will tell you all about the GOOD,THE BAD and the UGLY! READ THE POLICY AND PROCEDURES! THATS THE BIGGEST TIP I CAN GIVE YOU! HOW DO YOU MAKE THE BIG BUCKS WITH AMERIPLAN! STACKING TELLING LIES WRONGFUL TERMINATION TO STEAL SOMEONE ELSE'S TEAM! HAHA! 1/2 of them QUIT because they didnt get the same leadership,or team support! THE ONLY ONE AT THE TOP OF THE FAHT is JANIE JONES & if she has it her way...it will stay that way!

She got a RAW DEAL anyway you look at it! Katherine, I would sue the company without a doubt!!

What Katherine CONVIENTLY left out of her diatribe was the actual REASON she was terminated. Katherine was soliciting her downline in her "other business". An action known as "CROSS RECRUITING", and it is CLEARLY stated in the policies and proceedures manual that this action is grounds for immediate termination.

Katherine has a successful track record in the sense that she enrolls & builds people up into her MLM businesses & JUMPS ship. I feel sorry for those that have followed her. There is no doubt that some people make good money jumping from one MLM to another. The very sad part is that too many are left with a huge loss and broken dreams. Katherine is a selfish, dream stealer. Katherine, CONGRATS on the 3 or more ventures that you have started and quit since AmeriPlan. How do you sleep at night knowing that you have ruined lives in the wake of your personal "success"? AmeriPlan was never for you as it is a company that believes in people & delivers on their promise! Something you know nothing about! Happy trails Katherine...God bless Ameriplan! It's up to God & the goodness of AmeriPlan to clean up after MLM'ers (quiters)like yourself. Your posting just makes us stronger.

After reading Katherine's post, I felt obliged to respond. I have been with AmeriplanUSA for about a year and am a member of both the Freedom At Home Team and the Get It Done Right Team with AmeriplanUSA. It seems to me that Katherine is not upset about the AmeriplanUSA business opportunity but rather the fact that she was terminated. In her post, Katherine does not complain that her checks bounced or that she was late in receiving them. In fact, she specifically says that she made REALLY good money with the company. So much so that she was able to put some of it aside to help her after she was no longer with the company. And as far as the bonus money, I don't know of any company (including corporate America) where you are awarded bonus money after you are terminated. (To receive the $7,000 bonus Katherine mentioned in her posting, you have to maintain $25K for 3 months and she did not do this so it wasn't earned.) The leaders of both the Freedom At Home Team and the Get It Done Right Team have been wonderful. They are always there for me and my team when ever I need them. They provide support and encourage us. All of the National Sales Directors on the team are approachable. I have gone to several for help and have never had a problem. Katherine is obviously upset about her termination and not the company. She was terminated because AmeriplanUSA had proof that she was cross recruiting (getting current AmeriplanUSA borkers to enroll under her fianc's new business.) This is against not only AmeriplanUSA s policies but every home based business opportunity that I know of. Even corporate America frowns on stealing current employees away to do another business. - Independent Business Owner, AmeriplanUSA

BTW, I'm an IBO, not an employee of Ameriplan. It sounds to me like individuals in these teams (Freedom At Home and Get It Done Right) overstepped their bounds. In their misguided zeal, they wrongfully had your IBO status terminated. I know this is "closing the barn door after the horse gets out," but I would have kept mum about the other business venture, not so much to be deceitful but, as you said, the Gold Calling venture is your fiance's "baby." It really is none of your upline's business what your fiance is involved in. I realize that it is against Ameriplan policy to recruit others in your upline or downline for other business ventures, but if you did not do so, I don't see the problem. Sadly, there are those in an upline of an MLM operation whose sole agenda is to keep after their downline so they themselves can achieve higher and higher levels. There is nothing wrong with that in and of itself, but when the line is crossed and their agenda takes on the form of too much zeal, then those in said upline give the appearance of not being concerned at all with your well-being, only with theirs. As for the broker with the threat of the "white sheet", I'm happy you reported this to Corporate and said broker was terminated. That type of behavior is unprofessional and should be dealt with immediately. And if your upline was sending out emails to your downline regarding your income and libelous statements, I would try to obtain copies of these emails as proof if any legal action needs to be taken. My upline usually doesn't hound me about this and that; I hear from them every few months and pretty much leave me to it. I'm focusing more on group sales these days than the achievement levels. Anyway, I hope there is some sort of resolution to this and wish you well in all your endeavors.