Joe
Platteville,#2Consumer Suggestion
Thu, April 07, 2005
Sounds like the two of you who say you are in FC due to fraud need to contact a damned good attorney and get a court injunction to block the sale until an investigation is done. Get on the stick now...no dilly-dallying around...this is your HOME!!! And whether or not you are disabled, or otherwise can't make your payment on time...that's YOUR problem...you need to approach this as a criminally fruadulent company who intentionally put you into a mortgage you couldn't afford. Get your attorney...beg, borrow or steal to get the money to do it...most have an initial consultation for free...so get to it.
Ray
Pasadena,#3Consumer Comment
Thu, April 07, 2005
i became disabled and went into foreclosure due to fraud in ameriquests claim to the federal courts. my home is to be auctioned on 4-19-05 and have never been offically notified in any way about the sale. i learned of this by friends who called about notice in the paper. i dont read the papers. i dont even know if they are licensed in the state of maryland.....they shouldnt be.....i can feel your concerns...............
Joe
Platteville,#4Consumer Comment
Wed, April 06, 2005
You should, in this order...1. call the banking commission of your state and lodge a complaint. 2. Call your local district congressman. They have field offices with case-workers to help you out. I know this since my mother was one of those case-workers in her day. They can do some pretty amazing things...and with a congressman's signature on things, people move quickly. 3. Get an attorney who is good with mortgage companies and real estate matters. You can sue both criminally and civilly from what it seems to me. If the loan officer committed fraud, or the company knowingly had a convicted felon working for them, you may win your case easily. An attorney can supoena documents and have the files pulled for review to see if there were any fraudulent activities, false or misleading disclosures, or no disclosures at all...which I be there weren't. There are laws about mortgages such as RESPA that AQ routinely fails to follow...show this website to your attorney for support of your cause. In the meantime, you could file chapter 13 to save your home...and then sue Ameriquest for damages, including puntitive damages. If you are diligent, and follow this, you will win and keep your home. If not...the streets are pretty cold and hard....so I would do this now and quit procrastinating like most people in your situation do. It's not over...don't let these skanks win and defeat you. I work for a reputable lender and see AQ rip off people every day. Their office may have been shut down, but your loan file (with your signatures and all) is still in AQ's hands somewhere. Your attorney will find it.