- Report: #116199
Complaint Review: Ameriquest Mortgage Company - Orange California
-
Author Confirmed
Why?
Ameriquest Mortgage Company
1100 Town And Country Road Orange, 92868 California, U.S.A.
Phone:
800-430-5262
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Ameriquest Mortgage Company ripoff Harrasing Phone Conversation Orange California
On October 30th my phone rang for the 5th time. It was Ameriquest. They have been calling me everyday 5 times or more. I stopped answering the phone because I cannot handle it anymore. I told them I would make my late payment on a certain day but the call kept coming and I had to start over each time. The conversation of October 30th was the last. They would not accept my reason for being late and kept telling me I must pay them first before anyone. I explained I am on SSD and had a money problem because of unexpected bills. I explained I cannot even purchase my medication many times because of the loan I got thru them. They changed my interest rate from 5.75 to 8.1% about 13 hours before closing causing my payment to jump severely.
Beware of these people do not borrow any money from them for any reason. They will promise one thing to trap you and then change it on you at the last minute. I tried to contact them as soon as I knew I was going to have my first late payment. They never even replied. I tried this several times. I wanted to refinance. Finally when I called and spoke to many many different people they refused to even consider a refinance. Anyways the last phone conversation they wanted me to take something that I owned to a pawn shop and pawn it so I could pay them.
David
Curwensville, Pennsylvania
U.S.A.
Beware of these people do not borrow any money from them for any reason. They will promise one thing to trap you and then change it on you at the last minute. I tried to contact them as soon as I knew I was going to have my first late payment. They never even replied. I tried this several times. I wanted to refinance. Finally when I called and spoke to many many different people they refused to even consider a refinance. Anyways the last phone conversation they wanted me to take something that I owned to a pawn shop and pawn it so I could pay them.
David
Curwensville, Pennsylvania
U.S.A.
1 Updates & Rebuttals
K
Portland,Maine,
U.S.A.
File a complaint with your state banking division
#2Consumer Suggestion
Tue, November 09, 2004
I feel for you - as my family was put in a similar situation because of these vultures. They do not care if you are having financial problems - they would rather take your home than offer you a simple payment plan on a missed payment. Call your state AG's office and banking division and file a complaint. Also, request a full copy of your file from Ameriquest. Review the documents (application, HUD-1 and all other info) with a fine tooth comb. Look for forgery and incorrect information. Requesting you to pawn something to pay them should tell you something about their character. They told me not to pay my car payment. I said that would be great - than how will I get to work to pay the overpriced loan you sold me. The bate and switch tactic - raising the interest rate right before you close the loan - is typical of them - however, a good defense if you can find an attorney to represent you in a suit against them. Fight these people all the way - people are winning settlements from them all over the country. You need to document everything they say to you, how often they call and keep all letters from them. You can save your home, but you will have to fight for it. Go to msfraud.org and do some reading on them and others alike. Best of luck to you and all the others that have been victimized by them.
