;
  • Report:  #199217

Complaint Review: Ameritrust Financial Credit - Clearwater Florida

Reported By:
- sherman oaks, California,
Submitted:
Updated:

Ameritrust Financial Credit
30353 US Hwy 19 N Clearwater Florida 33761 Clearwater, Florida, U.S.A.
Phone:
200-5297037
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I was suppose to get a credit card from Ameritrust and they took out $200 from my account. I have been trying to contact them to cancel and no one will call me back there is no one to answer. They are a rip off. It is just a recording and I can't find anything that is Legal or legite about them.

Belinda

sherman oaks, California
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it hasbeenmore than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist youproperly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to dealwith it,take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the chargetruth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics still worshould k. The bank can easily faxor mail toyou the Federal Regulation E dispute form.



CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.


CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.



4 Updates & Rebuttals

Sandra

Dunedin,
Florida,
U.S.A.
rebuttal

#2UPDATE Employee

Mon, December 11, 2006

We can assure that Ameritrust Financial is not a rip off. We are a company that helps people with lower credit scores rebuild their credit so they can go on to bigger and better credit offers. We would need to customer to please give us a call @866-529-7037. That is customer service and we would be glad to research this and found out what is going on with the accoung. We look foward to working with you. Sincerely, Ameritrust Customer Service


Sandra

Dunedin,
Florida,
U.S.A.
rebuttal

#3UPDATE Employee

Mon, December 11, 2006

We can assure that Ameritrust Financial is not a rip off. We are a company that helps people with lower credit scores rebuild their credit so they can go on to bigger and better credit offers. We would need to customer to please give us a call @866-529-7037. That is customer service and we would be glad to research this and found out what is going on with the accoung. We look foward to working with you. Sincerely, Ameritrust Customer Service


Sandra

Dunedin,
Florida,
U.S.A.
rebuttal

#4UPDATE Employee

Mon, December 11, 2006

We can assure that Ameritrust Financial is not a rip off. We are a company that helps people with lower credit scores rebuild their credit so they can go on to bigger and better credit offers. We would need to customer to please give us a call @866-529-7037. That is customer service and we would be glad to research this and found out what is going on with the accoung. We look foward to working with you. Sincerely, Ameritrust Customer Service


Sandra

Dunedin,
Florida,
U.S.A.
rebuttal

#5UPDATE Employee

Mon, December 11, 2006

We can assure that Ameritrust Financial is not a rip off. We are a company that helps people with lower credit scores rebuild their credit so they can go on to bigger and better credit offers. We would need to customer to please give us a call @866-529-7037. That is customer service and we would be glad to research this and found out what is going on with the accoung. We look foward to working with you. Sincerely, Ameritrust Customer Service

Reports & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!
//